David Ramirez
$1,945,000$2,045,0006 bd7.5 ba3,971 sqft$490 /sqft$14,273 /mo all-in ↓

831 MANDALAY AVENUE, CLEARWATER BEACH, FL, 33767

Active80 days on marketListed May 19, 2026MLS #TB8509543

Reduced $100KPrivate poolSingle Family ResidenceMANDALAY SUB

About this home

831 MANDALAY AVENUE

Price Improvement! Perfectly positioned along the iconic Mandalay Avenue corridor of Clearwater Beach, just one block from the sugar-white sands and turquoise waters of the Gulf of Mexico, this exceptional custom-built coastal estate offers the ultimate blend of luxury, flexibility, investment potential, and thoughtful storm-resilient design. Constructed in 2003 with enduring craftsmanship and elevated living in mind, this six-bedroom, seven-and-a-half-bath residence delivers an extraordinary coastal lifestyle with every bedroom featuring its own private en-suite bath for uncompromising comfort and privacy. Designed for both grand entertaining and relaxed beachside living, the expansive open-concept floor plan is enhanced by soaring coffered and tray ceilings, skylights that flood the interiors with natural light, plantation shutters, and refined architectural details throughout. The chef’s kitchen is beautifully appointed with GE Gallery appliances, abundant prep space, and a spacious food storage pantry, seamlessly connecting to the home’s elegant gathering spaces and entertaining areas. A designated media room with indirect lighting and immersive surround sound creates the perfect setting for private movie nights and elevated entertainment experiences. Elevated outdoor living is a defining feature of the property, with a second-story resort-style pool and spa deck designed to maximize privacy, views, and storm resilience. This spectacular outdoor retreat includes a natural gas grilling area, private pool bath, French doors, electric screens, ceiling fans, and an integrated surround sound system — creating a seamless indoor-outdoor entertaining environment ideal for year-round coastal living. The second-floor rooftop terrace captures breathtaking panoramic views of the Gulf of Mexico, offering unforgettable sunsets and an unparalleled backdrop for entertaining. The versatile ground-level accommodation provides additional flexibility and can easily transition into a game room, fitness studio, guest retreat, in-law suite or entertainment lounge complete with a full bath. Additional luxury and infrastructure enhancements include a four-car tandem garage, wind-rated windows and French doors, tankless water heater, water softening system, central vacuum system, and integrated security and surveillance systems for peace of mind. Offering exceptional flexibility for personal enjoyment or income production, this property is located within a desirable monthly rental zone with established rental history available, creating a rare opportunity for investors seeking luxury coastal income potential. Ideally situated just minutes from the prestigious Carlouel Yacht Club, the world-famous Pier 60, and the vibrant restaurants, entertainment, and boutique shopping of North Clearwater Beach, this extraordinary residence also offers convenient access to Tampa International Airport and St. Pete–Clearwater International Airport — making it a premier luxury destination on Florida’s Gulf Coast. buyer to verify all measurements/square footage. A discrepancy of 511 square feet was identified between the living area reported in the MLS by the seller and the square footage reflected on the Pinellas County Property Appraiser's website.

Facts & features

The home at a glance

6

Bedrooms

7.5

Bathrooms

3,971

Sqft

0.16 ac

Lot size

4

Garage

2003

Year built

Two

Levels

$490

Per sqft

Private poolPool & Water viewTurnkey

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Softener · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock
FoundationBlock · Slab
ViewPool · Water
FacesWest
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Ground Level · Tandem
ExteriorCourtyard · French Doors · Lighting · Outdoor Grill · Outdoor Shower · Shade Shutter(s) · Sprinkler Metered

Community & fees

Taxes (2025)$34,667/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,273 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$10,495
PMI (est., until 20% equity)$729
Property tax — 2025 actual bill$2,889
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $194,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $194,500
Interest rate6.00%
Loan term

Estimated payment

$14,273/mo

Principal & interest$10,495
PMI (est., until 20% equity)$729
Property taxes (actual bill)$2,889
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MANDALAY SUB

$490 vs $537

Days on market

80 vs 71 typical

Where $490/sqft sits among the 24 homes for sale in MANDALAY SUB

13 · this home
3
1
1
3
3
$258–546$546–834$834–1122$1122–1410$1410–1698$1698+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Beach

Map of 831 MANDALAY AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$535K$885K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

13 of 24

MANDALAY SUB have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 252% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,945,000 $100K
May 19, 2026Listed at $2,045,000 · 80 days on market since
2003Built · MANDALAY SUB

Reality check

What actually sold near 831 MANDALAY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1070 ELDORADO AVENUESold · Mar ’26

$3,000,000

1070 ELDORADO AVENUE · same community

6 bd · 5.5 ba · 3,719 sqft · $807/sqft · 302 DOM

781 ELDORADO AVENUESold · Aug ’25

$1,800,000

781 ELDORADO AVENUE · same community

5 bd · 5.5 ba · 3,539 sqft · $509/sqft · 0 DOM

733 BAY ESPLANADESold · May ’26

$1,891,000

733 BAY ESPLANADE · same community

4 bd · 3 ba · 3,423 sqft · $552/sqft · 211 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 831 MANDALAY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 831 MANDALAY AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

831 MANDALAY AVENUE FAQs

What would the monthly payment be for 831 MANDALAY AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,273/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 831 MANDALAY AVENUE?+

The most recent tax bill on record (2025) was $34,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater Beach?+

At $1,945,000, this home is listed about 143% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 831 MANDALAY AVENUE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,945,000 runs 252% above the CLEARWATER BEACH 33767 median — but at 3,971 sqft it's also nearly 3 times the size of the typical Clearwater Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,045,000, now $1,945,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Jeannine Schaub. MLS #TB8509543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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