1634 DALE CIRCLE N, DUNEDIN, FL, 34698
Active71 days on marketListed May 15, 2026MLS #TB8509203
About this home
1634 DALE CIRCLE N
REDUCED......Located in the desirable deed restricted community of Amberlea in the heart of Dunedin, this spacious 3-bedroom, 2 bath home offers room for everyone while being perfectly situated near shopping, dining, schools, entertainment and some of Florida's most award-winning beaches. Space and flexibility in mind, this home features a split-bedroom floor plan, multiple living areas and versatile bonus spaces to accommodate a variety of lifestyles. Luxury vinyl flooring runs throughout the main living spaces, while the two guest bedrooms feature beautifully maintained, plush carpeting. The recently renovated kitchen features stunning quartz countertops, a pantry and updated stainless steel appliances. Off the kitchen and family room, French doors open to an air-conditioned multi-use room that adds even more flexibility for entertaining, hobbies, game room space or additional storage. Step outside to the covered back patio, an ideal place for morning coffee or to unwind and enjoy the family in the fenced in back yard. The yard offers plenty of space to add a shed and the double-wide gate offers convenient access for a boat, golf cart or any of your outdoor toys. Additional highlights include a two car garage and the potential for a fourth bedroom conversion if desired. This home truly offers plenty of room for everyone while enjoying the best of the Dunedin lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,974
Sqft
0.17 ac
Lot size
2
Garage
1972
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs Dunedin actives
$253 vs $298
Days on market
71 vs 51 typical
Where $253/sqft sits among the 270 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
158 of 270
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1634 DALE CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$520,000
2086 LAKEWOOD DRIVE
4 bd · 2 ba · 1,956 sqft · $266/sqft · 6 DOM
Sold · Apr ’26$565,000
2244 SPRING LAKE COURT
3 bd · 2.5 ba · 2,013 sqft · $281/sqft · 23 DOM
Sold · Apr ’26$570,000
2254 SPRING LAKE COURT
3 bd · 2.5 ba · 2,030 sqft · $281/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1634 DALE CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1634 DALE CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1634 DALE CIRCLE N FAQs
What would the monthly payment be for 1634 DALE CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,805/mo — principal and interest, the actual property-tax bill, the $2/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1634 DALE CIRCLE N?+
The association fee works out to $2 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1634 DALE CIRCLE N?+
The most recent tax bill on record (2025) was $5,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1634 DALE CIRCLE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $499,000, this home is listed about 25% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1634 DALE CIRCLE N?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 66% above the DUNEDIN 34698 median — but at 1,974 sqft it's also 67% larger than the typical Dunedin listing.
02Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $524,900, now $499,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KEITH HARRIS LLC · Patricia Harris. MLS #TB8509203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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