
18838 GULF BOULEVARD UNIT 202, INDIAN SHORES, FL, 33785
Active87 days on marketListed May 15, 2026MLS #TB8508857
About this home
18838 GULF BOULEVARD UNIT 202
BEACH FRONT TOWNHOME! 2-bedroom, 2 bath with 3rd bath by the garage for convenience. NO RENTAL RESTRICTIONS in a PRIME LOCATION on INDIAN SHORES. Wide open living space combines the living room, kitchen and dining room. WOOD BURNING FIREPLACE in the living area on the first floor and in the primary suite on the second floor, adding a unique touch to the already charming coastal attitude of the property. Hurricane resistant sliding glass door opens to a potential patio from the dining room and a second set of sliding doors opens toward the beach from the living room providing access to a covered porch area and direct access to beach. Follow the stairs to the primary suite which presents with the second wood burning fireplace, walk in closet and bathroom with shower/tub combo and stone vanity. The guest bedroom has two closets for extra storage and private bath with oversize stone vanity and walk-in tile shower. Just outside the primary suite is the TWO-LEVEL BALCONY. It provides a breath-taking view of the Gulf of America and the white sandy beach and waves below. Feel the breeze from the 1st level or climb the stairs to the Crow’s Nest Balcony with a second panoramic view of the beach, sunset and starry night. Leave the sliding door open and hear the waves crashing or look for shells in the dark. Private access to your own beach with four Adirondack Chairs for your entertainment as well as a three-seat swing to enjoy the waves. The Seaside Seabird Sanctuary is just steps away and the nature reserve with Park Boulevard Boat Ramp is right across the street. There is shared laundry available. Lots of parking space and a TWO CAR GARAGE, perfect place to store your bikes and paddleboards. The property was professionally remediated after the storms and is a diamond in the rough. Such a unique property with the potential to be a strong income producer as a rental or be enjoyed as a forever home at the beach. Exceptional location, amazing property!
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
1,575
Sqft
0.12 ac
Lot size
2
Garage
1964
Year built
Two
Levels
$634
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,994 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,994/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Shores actives
$634 vs $557
Days on market
87 vs 90 typical
Where $634/sqft sits among the 86 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 86
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 18838 GULF BOULEVARD UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$650,000
187 175TH TERRACE DRIVE E
2 bd · 2 ba · 1,575 sqft · $413/sqft · 159 DOM
Sold · Mar ’26$720,000
17710 LONG POINT DRIVE
3 bd · 2 ba · 1,605 sqft · $449/sqft · 155 DOM
Sold · Aug ’25$1,600,000
17410 1ST STREET E
3 bd · 2 ba · 1,611 sqft · $993/sqft · 212 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18838 GULF BOULEVARD UNIT 202 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18838 GULF BOULEVARD UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18838 GULF BOULEVARD UNIT 202 FAQs
What would the monthly payment be for 18838 GULF BOULEVARD UNIT 202?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,994/mo — principal and interest, the actual property-tax bill, the $340/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18838 GULF BOULEVARD UNIT 202?+
The association fee works out to $340 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18838 GULF BOULEVARD UNIT 202?+
The most recent tax bill on record (2025) was $8,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18838 GULF BOULEVARD UNIT 202?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $999,000, this home is listed about 47% above the Indian Shores median of $679,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18838 GULF BOULEVARD UNIT 202?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$999,000 runs 40% above the INDIAN SHORES 33785 median — but at 1,575 sqft it's also 29% larger than the typical Indian Shores listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SANTANA AND COMPANY REAL ESTATE · Ruth Santana. MLS #TB8508857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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