20000 GULF BOULEVARD UNIT 305, INDIAN SHORES, FL, 33785
Active117 days on marketListed Apr 13, 2026MLS #TB8495972
About this home
20000 GULF BOULEVARD UNIT 305
Located in the highly desirable Indian Shores community, directly on the sandy shores of the Gulf of Mexico, this beautiful three-bedroom, two-bath Gulf-front condominium offers the perfect blend of coastal comfort and waterfront living. Whether you are searching for a vacation getaway, a turnkey investment rental, or a year-round retreat, this residence delivers a serene beachfront experience. The condo features new coastal-inspired living room furnishings and charming décor throughout. The spacious primary suite offers a king bed, TV, ensuite bathroom with a tub/shower combination, and sliding glass doors that open directly to the private Gulf-front balcony. The second bedroom is ideal for family or guests with two queen beds and a smart TV, while the third bedroom features a queen bed, ceiling fan, and smart TV, providing privacy and comfort for everyone. The fully appointed kitchen is equipped with a 2020 Samsung stainless steel appliance package, making it perfect for preparing meals and entertaining. A convenient Frigidaire washer/dryer combo is located in the closet. Secure high-speed WiFi and cable are included through the association’s monthly maintenance fee. This is a no-pet building. Relax on the private balcony and take in spectacular sunsets, gentle Gulf breezes, and the soothing sound of the waves. Stroll through the tropical grounds to enjoy the heated swimming pool, hot tub/spa, community room with ping pong and lending library, as well as both gas and charcoal grills. Just steps from the wide sandy beach, you can spend your days shelling, dolphin watching, or simply enjoying the beauty of the Gulf. Assigned under-building parking space #305 is included.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,060
Sqft
1.11 ac
Lot size
1974
Year built
One
Levels
$943
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,918 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,918/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Shores actives
$943 vs $557
Days on market
117 vs 90 typical
Where $943/sqft sits among the 86 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 86
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 20000 GULF BOULEVARD UNIT 305
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$675,000
19450 GULF BOULEVARD UNIT 205
2 bd · 2 ba · 1,060 sqft · $637/sqft · 200 DOM
Sold · Jun ’26$650,000
19450 GULF BOULEVARD UNIT 701
2 bd · 2 ba · 1,060 sqft · $613/sqft · 81 DOM
Sold · Dec ’25$491,400
19451 GULF BOULEVARD UNIT 506
2 bd · 2 ba · 1,050 sqft · $468/sqft · 232 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20000 GULF BOULEVARD UNIT 305 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20000 GULF BOULEVARD UNIT 305 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20000 GULF BOULEVARD UNIT 305 FAQs
What would the monthly payment be for 20000 GULF BOULEVARD UNIT 305?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,918/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20000 GULF BOULEVARD UNIT 305?+
The most recent tax bill on record (2025) was $11,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20000 GULF BOULEVARD UNIT 305?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $1,000,000, this home is listed about 50% above the Indian Shores median of $664,500. The market section on this page shows how the area is trending.
Which schools are assigned to 20000 GULF BOULEVARD UNIT 305?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,000,000 runs 39% above the INDIAN SHORES 33785 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Greg Mallare. MLS #TB8495972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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