2781 BAYSIDE DRIVE S, ST PETERSBURG, FL, 33705
Active88 days on marketListed May 15, 2026MLS #TB8508186
About this home
2781 BAYSIDE DRIVE S
Tucked away on a quiet cul-de-sac in the rapidly evolving Innovation District near downtown St. Petersburg, this Tropical Modern/Mid-Century waterfront home offers open sailboat water access, a private dock, and beautifully landscaped grounds designed for both relaxation and entertaining. The resort-style outdoor living space features a heated saltwater Quartz-Tec pool, hot tub, gas fireplace, and an expansive pavillion, all surrounded by generous yard space and serene water views. Hurricane-impact doors and windows provide peace of mind, while newer exterior paint, irrigation, pool equipment, HVAC systems, electrical updates, and newer appliances add modern convenience throughout. Inside, the home showcases soaring high ceilings with exposed beams, tile flooring, an interior gas fireplace, and an open-concept design filled with natural light. The updated 2024 kitchen is both stylish and functional, featuring stainless steel appliances, double ovens, a newer Thermador refrigerator, Wolf cooktop, open glass cabinetry, an island, with a spacious layout ideal for entertaining. With four bedrooms and three and half spacious bathrooms, the home offers Jack and Jill bedroom suites upstairs including a luxurious main-floor suite with a private sitting room/office and laundry room. Unique upstairs and downstairs turret spaces add architectural charm and character to this one-of-a-kind residence. Conveniently located near downtown St. Pete, award-winning beaches, shopping, dining, and major interstates, this private waterfront retreat perfectly blends timeless design with modern luxury.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,184
Sqft
0.29 ac
Lot size
1948
Year built
One
Levels
$502
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,813 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,813/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$502 vs $327
Days on market
88 vs 57 typical
Where $502/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Big Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Big Bayou — neighborhood snapshot
Population
464
Median age
42
Median income
$91,641
Median home value
$340,800
Avg household
2
Households w/ children
38%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 451% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2781 BAYSIDE DRIVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,035,000
3925 SUNRISE DRIVE S
5 bd · 3.5 ba · 3,240 sqft · $319/sqft · 57 DOM
Sold · Apr ’26$557,500
4438 DR MARTIN LUTHER KING JR STREET S
3 bd · 2 ba · 2,476 sqft · $225/sqft · 2 DOM
Sold · Jul ’26$1,199,000
510 LEWIS BOULEVARD SE
3 bd · 3 ba · 2,397 sqft · $500/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2781 BAYSIDE DRIVE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2781 BAYSIDE DRIVE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2781 BAYSIDE DRIVE S FAQs
What would the monthly payment be for 2781 BAYSIDE DRIVE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,813/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2781 BAYSIDE DRIVE S?+
The most recent tax bill on record (2025) was $5,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $1,599,000, this home is listed about 268% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2781 BAYSIDE DRIVE S?+
Lakewood Elementary School (elementary), John Hopkins Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,599,000 runs 451% above the ST PETERSBURG 33705 median — but at 3,184 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $1,799,000, now $1,599,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Kathryn Krayer Zimring. MLS #TB8508186.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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