David Ramirez
$250,000$260,0001 bd1 ba811 sqft$308 /sqft$3,102 /mo all-in ↓

470 3RD STREET S UNIT 613, ST PETERSBURG, FL, 33701

Active91 days on marketListed May 13, 2026MLS #TB8507871

Priced 68% below the ST PETERSBURG 33701 medianReduced $10KFully furnishedCondominiumBEACON ON 3RD ST THE

About this home

470 3RD STREET S UNIT 613

Nestled in the heart of downtown St Pete, this beautifully maintained condo overlooks the sparkling waters of Tampa Bay and lush green views of the city. Pack your bags and move right into this turn key space, which includes all furnishings right down to the dishes! The open floor plan is bright and airy thanks to the stunning floor to ceiling windows lining every exterior wall of the condo. The updated galley kitchen features stainless steel appliances, hardwood cabinetry, and a breakfast bar inclusive of both storage and seating. This practical layout offers a large living space and separate dining area, both spanning over beautiful and durable vinyl flooring. The spacious bedroom includes a large walk in closet, which is one of two walk in closets in the condo. An oversized balcony is an extension of the living space, where you can relax, entertain, and watch the small planes come and go from the nearby Alfred Whitted Airport. As an additional feature, this specific condo benefits from the convenience of a covered parking space! The Beacon includes many enjoyable amenities, such as a 24-hour fitness center, rooftop deck, secured entry, night and weekend security, glistening pool with loungers and private cabanas, grilling and outdoor dining area free for your use, and guest parking! Enjoy a remarkably low electric bill, with the cost of heat and a/c included in your HOA fee. Welcome to the resort lifestyle: in the heart of a walkable downtown, just steps from endless bars and restaurants to explore, sporting events and entertainment, world class arts and culture, a stunning new pier, and all of the benefits of waterfront living without the responsibility. Here you will not only own a part of St Petersburg, you will be a part of it!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

811

Sqft

1 ac

Lot size

1965

Year built

One

Levels

$308

Per sqft

City & Pool & Trees/Woods & Water viewFurnishedPets allowed

Inside

FlooringTile · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryCommon Area · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationSlab
ViewCity · Pool · Trees/Woods · Water
FacesSouth
ParkingAssigned · Covered · Guest
ExteriorBalcony · Lighting · Sliding Doors

Community & fees

HOA fee$915/mo
Taxes (2025)$5,336/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityCommunity Mailbox · Fitness Center · Gated Community - Guard · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,102 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$445
Condo fee — from the listing$915
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$3,102/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$445
HOA / condo fee$915
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$238KedgeAI estimate $272,818 · range $248K$297K$309K

vs edgeAI estimate

−8.4%

$/sqft vs St Petersburg actives

$308 vs $336

Days on market

91 vs 58 typical

Where $308/sqft sits among the 400 St Petersburg actives

136
136 · this home
59
28
11
30
$135–272$272–409$409–545$545–682$682–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beacon On Third

Map of 470 3RD STREET S UNIT 613 inside its neighborhood boundary

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Beacon On Third — neighborhood snapshot

Population

273

Median age

24

Median income

$83,336

Median home value

$193,200

Avg household

2

For the school run

Pinellas County School District

ElementaryCampbell Park Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

228 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $250,000 $10K
May 13, 2026Listed at $260,000 · 91 days on market since
1965Built · BEACON ON 3RD ST THE

Reality check

What actually sold near 470 3RD STREET S UNIT 613

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

470 3RD STREET S UNIT 403Sold · Jun ’26

$262,000

470 3RD STREET S UNIT 403 · same community

1 bd · 1 ba · 798 sqft · $328/sqft · 32 DOM

470 3RD STREET S UNIT 205Sold · Apr ’26

$289,500

470 3RD STREET S UNIT 205 · same community

2 bd · 2 ba · 1,045 sqft · $277/sqft · 82 DOM

2001 11TH STREET SSold · Jul ’26

$200,000

2001 11TH STREET S

2 bd · 1 ba · 804 sqft · $249/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 470 3RD STREET S UNIT 613 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 470 3RD STREET S UNIT 613 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

470 3RD STREET S UNIT 613 FAQs

What would the monthly payment be for 470 3RD STREET S UNIT 613?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,102/mo — principal and interest, the actual property-tax bill, the $915/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 470 3RD STREET S UNIT 613?+

The association fee works out to $915 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 470 3RD STREET S UNIT 613?+

The most recent tax bill on record (2025) was $5,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 470 3RD STREET S UNIT 613?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $250,000, this home is listed about 43% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 470 3RD STREET S UNIT 613?+

Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETERSBURG 33701 market on paper

$250,000 is 68% below the ST PETERSBURG 33701 median of $775,000, and at $308/sqft it sits under the St Petersburg average of $382.

02City & Pool & Trees/Woods & Water views

The city and pool and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $915/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $260,000, now $250,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of THE KEY GROUP · Amanda Bursik. MLS #TB8507871.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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