470 3RD STREET S UNIT 612, ST PETERSBURG, FL, 33701
Active128 days on marketListed Apr 7, 2026MLS #TB8493303
About this home
470 3RD STREET S UNIT 612
Step into stylish, low-maintenance living in the heart of downtown St. Petersburg! This one-bedroom, one-bathroom condo offers the perfect blend of comfort, convenience, and a downtown lifestyle. Inside, you’ll find rich dark wood floors that add warmth and sophistication, complemented by floor-to-ceiling impact windows and sliding glass door that flood the space with natural light. The clean and comfortable feel continues with generous closet storage, making organization effortless. Imagine enjoying your morning coffee as you take-in partial views of Tampa Bay from your private balcony. This well-maintained community features a sparkling pool and a fully equipped fitness center, giving you resort-style amenities right at home. Not to mention the rooftop terrace, where you can gaze up at the night sky. You’ll also enjoy the ease of a shared parking garage with your own reserved space. HOA fees will cover your air conditioning costs, thanks to a building-wide HVAC chiller system, plus shared property taxes, building and landscape maintenance, an on-site community manager, security staff, pool maintenance, trash collection, and sewer and water service. The building has even passed all of the newly requires milestone inspections and the association is in good-standing. Located in a highly walkable downtown neighborhood, you’re just minutes from dining, shopping, and entertainment. The condo is conveniently close to the University of South Florida St. Petersburg campus, as well as major medical centers including Orlando Health Bayfront Hospital and Johns Hopkins All Children’s Hospital, Port St. Pete, the Dali Museum, Albert Whitted Airport, and all of St. Pete's Innovation District and waterfront. For anyone seeking vibrant city living at the best possible value, this condo is a must-see!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
798
Sqft
1.77 ac
Lot size
1
Garage
1965
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,031 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,031/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs St Petersburg actives
$301 vs $336
Days on market
128 vs 57 typical
Where $301/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beacon On Third
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Beacon On Third — neighborhood snapshot
Population
273
Median age
24
Median income
$83,336
Median home value
$193,200
Avg household
2
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 470 3RD STREET S UNIT 612
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$262,000
470 3RD STREET S UNIT 403 · same community
1 bd · 1 ba · 798 sqft · $328/sqft · 32 DOM
Sold · Apr ’26$289,500
470 3RD STREET S UNIT 205 · same community
2 bd · 2 ba · 1,045 sqft · $277/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 470 3RD STREET S UNIT 612 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 470 3RD STREET S UNIT 612 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
470 3RD STREET S UNIT 612 FAQs
What would the monthly payment be for 470 3RD STREET S UNIT 612?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,031/mo — principal and interest, the actual property-tax bill, the $891/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 470 3RD STREET S UNIT 612?+
The association fee works out to $891 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 470 3RD STREET S UNIT 612?+
The most recent tax bill on record (2025) was $5,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 470 3RD STREET S UNIT 612?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $240,000, this home is listed about 44% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 470 3RD STREET S UNIT 612?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33701 market on paper
$240,000 is 69% below the ST PETERSBURG 33701 median of $770,000, and at $301/sqft it sits under the St Petersburg average of $381.
02Know the monthly fee
The association fee is $891/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
128 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $275,000, now $240,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Steven Herzfeld. MLS #TB8493303.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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