David Ramirez
$567,000$597,0003 bd3.5 ba2,236 sqft$254 /sqft$4,297 /mo all-in ↓

1033 PINELLAS BAYWAY S, TIERRA VERDE, FL, 33715

Active85 days on marketListed May 12, 2026MLS #TB8507794

Reduced $30KPrivate poolTownhouseTIERRA SOUND TWNHMS

About this home

1033 PINELLAS BAYWAY S

Discover Coastal Paradise! Welcome to this inviting 2,236-square-foot townhouse in the heart of beautiful Tierra Verde, a serene island community at the southern tip of Pinellas County. Built in 2000, this residence offers the perfect blend of comfortable living and effortless access to Florida’s best coastal lifestyle. Step inside to spacious interiors ideal for relaxing or entertaining. The open layout and generous room sizes create a bright, welcoming atmosphere where every day feels like a vacation. Entering into the main living level, you will arrive at your spacious dining room flanked by the inviting living room with wood-burning fireplace and the spectacular kitchen. The kitchen has solid wood cabinets with many pull outs and drawers making excellent use of space. Top it off with the exquisite Taj Mahal quartizite throughout, extra space for a breakfast nook, a middle island, updated stainless appliances, extra-large modern sink, fixtures, hardware and lighting. This level has a half bath making it convenient for enjoying the main living area. Upstairs, you will find your very spacious primary suite with a generous en-suite bath, double sink vanity, soaking tub and separate shower. The primary suite also offers two separate closets with the main closet a large walk-in. Opposite the primary suite is the second bedroom, also with an en-suite bath, great for guests or an office. Separating the primary and secondary suites, is the washer/dryer closet which makes it very handy for laundry time. The third bedroom, also with an en-suite bath and large closet space, is located on the lower level and is great for guests with its access to the patio, community pool and tiki hut. With all the space this townhouse has to offer, your attached garage fits two SUVs tandem and has plenty more storage for all your needs. Feel safe and worry free during storms with hurricane rated windows and shutters. Also, note the townhouse never flooded during Helene in 2024. This townhouse’s prime location is just minutes to Fort De Soto Park, home to one of America’s top-rated beaches with miles of pristine white sand, award-winning shores, fishing piers, kayaking trails, historic sites, and scenic views of the Sunshine Skyway Bridge. Perfect for beach days, biking, birdwatching, boating, or sunset strolls. It is also very close to Isla del Sol Golf and Country club where you can enjoy world-class golf, dining, and club amenities nearby. Tierra Verde’s nautical vibe shines through with easy access to marinas, the Intracoastal Waterway, and the Gulf of Mexico. Enjoy island tranquility while being a short drive to St. Pete Beach, downtown St. Petersburg’s vibrant scene, restaurants, and shopping.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,236

Sqft

0.02 ac

Lot size

2

Garage

2000

Year built

Three Or More

Levels

$254

Per sqft

Private poolFireplaceNegotiablePets allowed

Inside

FlooringCeramic Tile · Laminate · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Skylight(s) · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingGarage Door Opener · Guest · Tandem
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Shower · Rain Gutters

Community & fees

HOA fee$595/mo
Taxes (2025)$3,244/yr
PetsCats OK, Dogs OK, Yes
CommunityCanal Front · Buyer Approval Required · Community Mailbox · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,297 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,060
PMI (est., until 20% equity)$213
Property tax — 2025 actual bill$270
HOA fee — from the listing$595
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,700
Interest rate6.00%
Loan term

Estimated payment

$4,297/mo

Principal & interest$3,060
PMI (est., until 20% equity)$213
Property taxes (actual bill)$270
HOA / condo fee$595
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tierra Verde actives

$254 vs $441

Days on market

85 vs 93 typical

Where $254/sqft sits among the 60 Tierra Verde actives

31 · this home
18
2
4
1
4
$247–443$443–639$639–836$836–1032$1032–1229$1229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tierra Verde

Map of 1033 PINELLAS BAYWAY  S

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tierra Verde. See the full Tierra Verde guide →

TIERRA VERDE 33715 — neighborhood snapshot

Population

7,932

Median age

62.6

Median income

$105,068

Median home value

$539,700

Avg household

1.99

Households w/ children

442

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tierra Verde market

Seller’s marketLeans buyer8.7 months of inventoryBuyer’s market

$986K$995K

Tierra Verde median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

35 of 60

Tierra Verde actives have cut their price

Median sold price, Tierra Verde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 116% above the TIERRA VERDE 33715 median. See the full Tierra Verde market guide →

Paper trail

This home's history

CurrentPrice reduced to $567,000 $30K
May 12, 2026Listed at $597,000 · 85 days on market since
2000Built · TIERRA SOUND TWNHMS

Reality check

What actually sold near 1033 PINELLAS BAYWAY S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

120 9TH STREET ESold · Jun ’26

$1,500,000

120 9TH STREET E

3 bd · 3 ba · 2,215 sqft · $677/sqft · 17 DOM

610 PINELLAS BAYWAY S UNIT 5202Sold · Aug ’25

$1,475,000

610 PINELLAS BAYWAY S UNIT 5202

3 bd · 3 ba · 2,201 sqft · $670/sqft · 5 DOM

557 PINELLAS BAYWAY S UNIT 313Sold · Mar ’26

$675,000

557 PINELLAS BAYWAY S UNIT 313

3 bd · 2 ba · 2,315 sqft · $292/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1033 PINELLAS BAYWAY S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1033 PINELLAS BAYWAY S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1033 PINELLAS BAYWAY S FAQs

What would the monthly payment be for 1033 PINELLAS BAYWAY S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,297/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1033 PINELLAS BAYWAY S?+

The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1033 PINELLAS BAYWAY S?+

The most recent tax bill on record (2025) was $3,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1033 PINELLAS BAYWAY S?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tierra Verde?+

At $567,000, this home is listed about 35% below the Tierra Verde median of $875,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1033 PINELLAS BAYWAY S?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$567,000 runs 116% above the TIERRA VERDE 33715 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $597,000, now $567,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of CONCIERGE REALTY ASSOCIATES · Geri Lodato. MLS #TB8507794.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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