1071 PINELLAS BAYWAY S, ST PETERSBURG, FL, 33715
Active123 days on marketListed Apr 9, 2026MLS #TB8495439
About this home
1071 PINELLAS BAYWAY S
Tierra Sound Townhomes in the Island Community of Tierra Verde. This beautiful Waterfront Townhome has a private two car garage and a large boat slip for your exclusive use. The main living level has a large living room with fireplace and a private balcony overlooking the waterfront and your own personal boat slip! Retractable Kevlar patio screens on the balcony provide additional wind protection. The dining room is open to the updated kitchen with newer appliances, breakfast bar, buffet and two pantry closets. A powder bath on this level is convenient for entertaining and has a linen closet for additional storage. The upper level presents two full suites. The waterfront primary suite has a beautiful sunrise view, two generous custom closets and a large ensuite bath with double vanity, jetted tub and separate shower. Plantation shutters and motorized black out shades in the primary suite create a cozy, private cocoon! The second suite has a private balcony overlooking the pool, a generous closet and ensuite bath with tub and shower. The lower level is open to the waterfront and provides a third guest suite or bonus room with full bath. Leading to the docks and boat slips, the screened porch from this level will become your favorite room in the house - whether enjoying a quiet coffee at sunrise or grilling your fresh catch at sunset! Two AC systems, each with Remi-Halo UV Systems, keep the climate perfect on the inside no matter what the temperature is on the outside! Tierra Sound has a gorgeous Community Pool with all new patio furniture and Tiki Bar. This pet friendly community welcomes residents of all ages. With elevated living and impact glass windows and doors, this home was safe and dry throughout the storm season!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,215
Sqft
0.02 ac
Lot size
2
Garage
1997
Year built
Three Or More
Levels
$449
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,958 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,958/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$449 vs $329
Days on market
123 vs 57 typical
Where $449/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 290% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1071 PINELLAS BAYWAY S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,500,000
120 9TH STREET E
3 bd · 3 ba · 2,215 sqft · $677/sqft · 17 DOM
Sold · Sep ’25$949,000
1110 2ND AVENUE S
3 bd · 2 ba · 2,126 sqft · $446/sqft · 27 DOM
Sold · Mar ’26$675,000
557 PINELLAS BAYWAY S UNIT 313
3 bd · 2 ba · 2,315 sqft · $292/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1071 PINELLAS BAYWAY S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1071 PINELLAS BAYWAY S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1071 PINELLAS BAYWAY S FAQs
What would the monthly payment be for 1071 PINELLAS BAYWAY S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,958/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1071 PINELLAS BAYWAY S?+
The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1071 PINELLAS BAYWAY S?+
The most recent tax bill on record (2025) was $5,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1071 PINELLAS BAYWAY S?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $995,000, this home is listed about 131% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1071 PINELLAS BAYWAY S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$995,000 runs 290% above the ST PETERSBURG 33715 median — but at 2,215 sqft it's also 64% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
123 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $1,075,000, now $995,000 — a $80K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Tia Hockensmith. MLS #TB8495439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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