David Ramirez
$1,099,9904 bd3 ba3,100 sqft$355 /sqft$6,922 /mo all-in ↓

3531 DR MLK JR. DRIVE, ST PETERSBURG, FL, 33704

Active55 days on marketListed Jun 17, 2026MLS #TB8520390

New constructionSingle Family ResidenceALLENDALE

About this home

3531 DR MLK JR. DRIVE

Pre-Construction. To be built. NEW CONSTRUCTION - UNBEATABLE VALUE - ALLENDALE PARK Nestled in the heart of St. Pete’s prestigious Allendale neighborhood, be the first to own this brand-new plan 4-bedroom, 3-bathroom home that provides FLOOD-RESISTANT luxury, space, and unbeatable value! Enjoy walkable access to top-tier amenities, including the luxurious 18-hole championship golf course at Vinoy Golf Club, state-of-the-art facilities at the brand-new Speer YMCA, and lighted tennis courts, soccer fields, and a playground at Puryear Park. Just a few blocks away, 4th Street is a dynamic retail corridor, with access to any dining option a family needs. Publix, Whole Foods, and Trader Joe’s are a convenient 5-minute drive, or eat out at the historic El Cap’s burger joint or pick up something quick at Fresh Kitchen/Chik-Fil-A, whatever you feel like! This 3100 sq/ft home boast an incredible gourmet kitchen, a true masterpiece for both culinary enthusiasts and entertainers. Equipped with high-end stainless-steel appliances and a generous island, this kitchen is a hub of creativity and connection. Whether you're preparing a family feast or hosting a soirée, this space will inspire culinary excellence. Upstairs, the primary suite is a sanctuary of tranquility, featuring a spacious layout and a spa-like en-suite bathroom with dual vanities, a soaking tub, and a separate shower. The two additional bedrooms on this level provide ample space for family and guests, each exuding comfort and style. Additionally, there is a bedroom and full bathroom on the first floor that can function as a guest room or at-home office space. The second floor also provides a large bonus room perfect for entertainment or a home theatre. Families will appreciate close proximity to private schools: Shorecrest Prep and Canterbury Private School, as well as highly rated public schools, Shore Acres Elementary and Northeast High. Young athletes are in close proximity to a plethora of leagues: Basketball @ Speer YMCA, Soccer @ Puryear Park, and Baseball @ Northeast Little League (< 5 min drive)! Boaters can enjoy access to a public boat ramp available at Crisp Park! Commuters will love the prime location—nestled between Gandy Boulevard and I-275, providing effortless access to Downtown St. Pete, Downtown Tampa, and beyond. Whether you're enjoying a morning walk along the waterfront, discovering downtown’s cultural gems, or unwinding on the nearby gorgeous Gulf Coast beaches, this home places you at the center of it all. Do not miss this opportunity to buy brand-new, FLOOD-RESISTANT construction in Allendale Park! PRE-CONSTRUCTION Buyers can choose from thousands of recently added interior and exterior finishes in our design studio alongside our designer. ACT NOW and contact one of our friendly New Home Specialists.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,100

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$355

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorEating Space In Kitchen · High Ceilings · In Wall Pest System · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick · Cement Siding · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$4,974/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,922 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,935
PMI (est., until 20% equity)$412
Property tax — 2025 actual bill$414
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $109,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $109,999
Interest rate6.00%
Loan term

Estimated payment

$6,922/mo

Principal & interest$5,935
PMI (est., until 20% equity)$412
Property taxes (actual bill)$414
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$1.1MedgeAI estimate $1,498,150 · range $1.4M$1.5M$1.6M

vs edgeAI estimate

−26.6%

$/sqft vs St Petersburg actives

$355 vs $327

Days on market

55 vs 57 typical

Where $355/sqft sits among the 400 St Petersburg actives

136
138 · this home
59
28
10
29
$134–270$270–406$406–542$542–678$678–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Allendale

Map of 3531 DR MLK JR. DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa25 min
Tampa Int’l Airport (TPA)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Allendale — neighborhood snapshot

Population

951

Median age

47

Median income

$90,954

Median home value

$351,752

Avg household

2

Households w/ children

74%

For the school run

Pinellas County School District

ElementaryJohn M. Sexton Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

225 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the ST PETERSBURG 33704 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 17, 2026Listed at $1,099,990 · 55 days on market since
2026Built · ALLENDALE

Reality check

What actually sold near 3531 DR MLK JR. DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

416 15TH AVENUE NESold · May ’26

$1,775,000

416 15TH AVENUE NE

3 bd · 2.5 ba · 3,124 sqft · $568/sqft · 0 DOM

615 16TH AVENUE NESold · Dec ’25

$1,750,000

615 16TH AVENUE NE

3 bd · 2.5 ba · 3,146 sqft · $556/sqft · 0 DOM

311 12TH AVENUE NSold · Oct ’25

$1,600,000

311 12TH AVENUE N

4 bd · 3 ba · 3,191 sqft · $501/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3531 DR MLK JR. DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3531 DR MLK JR. DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3531 DR MLK JR. DRIVE FAQs

What would the monthly payment be for 3531 DR MLK JR. DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,922/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3531 DR MLK JR. DRIVE?+

The most recent tax bill on record (2025) was $4,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3531 DR MLK JR. DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,099,990, this home is listed about 153% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3531 DR MLK JR. DRIVE?+

John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DOMAIN REALTY LLC · Kevin Robles. MLS #TB8520390.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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