948 VIRGINIA STREET UNIT 207, DUNEDIN, FL, 34698
Active83 days on marketListed May 12, 2026MLS #TB8506959
About this home
948 VIRGINIA STREET UNIT 207
UPDATED, MOVE-IN READY CONDO, 2nd FLOOR END UNIT (with ELEVATOR ACCESS) within the 55+ COMMUNITY of HEATHER LAKE in DELIGHTFUL DUNEDIN! UPDATED (2025) SHAKER KITCHEN CABINETS and BUTCHER BLOCK STYLE COUNTERTOPS. REFRIGERATOR (2026). LUXURY VINYL PLANK FLOORING (2025) in the living room and bedroom, TILE in the kitchen and bathroom (NO CARPET). SPACIOUS BEDROOM with GENEROUSLY SIZED DOUBLE CLOSETS. NEWER DOUBLE PANE WINDOWS. HVAC 2023. FURNISHINGS (NEWER) AVAILABLE if desired. Enjoy SERENE VIEWS of the pond, birds, turtles, and greenspace from the PRIVATE COVERED BALCONY. Easy lock-and-go living. COVERED CARPORT #20 conveniently positioned close to the elevator. ONSITE LAUNDRY located on the ground floor. Wonderful community consisting of both full-time and seasonal residents alike. HEATED COMMUNITY POOL and shuffleboard, CLUBHOUSE with fully equipped kitchen, stocked library and meeting space. PRO-ACTIVE BOARD with ASSOCIATION MANAGEMENT ON-SITE. Full set of condo docs, milestone inspection and SIRS study available. ROOF 2024. For those looking to enjoy an active lifestyle, Eagle Scout Park is located next door with 10 PICKLEBALL COURTS, or hop onto the PINELLAS TRAIL to enjoy miles of paved walking / biking trail. DOWNTOWN DUNEDIN is less than one mile away and offers a plethora of restaurants, bars, boutique shops, outdoor markets, festivals and waterfront marina. Or catch a baseball game at TD Ballpark, home of the Dunedin Blue Jays and spring training home of the Toronto Blue Jays. Easy access to award winning area beaches, Dunedin Causeway and Honeymoon Island. This is truly Florida living at its finest. Act now to make this cute condo that packs a punch…YOURS!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
869
Sqft
1976
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,639 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,639/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs HEATHER LAKE APTS CONDO
$144 vs $161
Days on market
83 vs 45 typical
Where $144/sqft sits among the 11 homes for sale in HEATHER LAKE APTS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heather Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
Heather Lake — neighborhood snapshot
Population
371
Median age
64
Median income
$56,125
Median home value
$153,900
Avg household
2
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
6 of 11
HEATHER LAKE APTS CONDO have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 948 VIRGINIA STREET UNIT 207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$122,000
948 VIRGINIA STREET UNIT 107 · same community
1 bd · 1 ba · 869 sqft · $140/sqft · 136 DOM
Sold · Nov ’25$80,000
946 VIRGINIA STREET UNIT 304 · same community
1 bd · 1 ba · 845 sqft · $95/sqft · 56 DOM
Sold · Oct ’25$129,000
940 VIRGINIA STREET UNIT 107 · same community
2 bd · 1 ba · 927 sqft · $139/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 948 VIRGINIA STREET UNIT 207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 948 VIRGINIA STREET UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
948 VIRGINIA STREET UNIT 207 FAQs
What would the monthly payment be for 948 VIRGINIA STREET UNIT 207?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,639/mo — principal and interest, the actual property-tax bill, the $516/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 948 VIRGINIA STREET UNIT 207?+
The association fee works out to $516 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 948 VIRGINIA STREET UNIT 207?+
The most recent tax bill on record (2025) was $2,062. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 948 VIRGINIA STREET UNIT 207?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $125,000, this home is listed about 69% below the Dunedin median of $398,000. The market section on this page shows how the area is trending.
Which schools are assigned to 948 VIRGINIA STREET UNIT 207?+
Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DUNEDIN 34698 market on paper
$125,000 is 58% below the DUNEDIN 34698 median of $300,000, and at $144/sqft it sits under the Dunedin average of $324.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $516/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Heloise Povey. MLS #TB8506959.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 948 VIRGINIA STREET UNIT 207 but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →