952 VIRGINIA STREET UNIT 209, DUNEDIN, FL, 34698
Active103 days on marketListed Apr 22, 2026MLS #TB8499465
About this home
952 VIRGINIA STREET UNIT 209
Light and bright one bedroom, one bath unit in sought after Heather Lake condos. Tastefully furnished and move in ready! Low maintenance, newer floors, kitchen and bath, fresh air screened lanai. Close to everything Dunedin has to offer, restaurants, shops, beaches, spring training homes of the Toronto Blue Jays, Philadelphia Phillies, New York Yankees. Major airports close by make coming and going easy.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
800
Sqft
1977
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,113 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,113/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs HEATHER LAKE APTS CONDO
$161 vs $158
Days on market
103 vs 51 typical
Where $161/sqft sits among the 11 homes for sale in HEATHER LAKE APTS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heather Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
Heather Lake — neighborhood snapshot
Population
371
Median age
64
Median income
$56,125
Median home value
$153,900
Avg household
2
Households w/ children
17%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
6 of 11
HEATHER LAKE APTS CONDO have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 952 VIRGINIA STREET UNIT 209
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$95,000
960 VIRGINIA STREET UNIT 307 · same community
1 bd · 1 ba · 800 sqft · $119/sqft · 88 DOM
Sold · Apr ’26$85,000
960 VIRGINIA STREET UNIT 207 · same community
1 bd · 1 ba · 800 sqft · $106/sqft · 7 DOM
Sold · Aug ’25$119,000
920 VIRGINIA STREET UNIT 204 · same community
1 bd · 1 ba · 768 sqft · $155/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 952 VIRGINIA STREET UNIT 209 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 952 VIRGINIA STREET UNIT 209 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
952 VIRGINIA STREET UNIT 209 FAQs
What would the monthly payment be for 952 VIRGINIA STREET UNIT 209?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,113/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 952 VIRGINIA STREET UNIT 209?+
The most recent tax bill on record (2025) was $1,642. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 952 VIRGINIA STREET UNIT 209?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $129,000, this home is listed about 68% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 952 VIRGINIA STREET UNIT 209?+
Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DUNEDIN 34698 market on paper
$129,000 is 58% below the DUNEDIN 34698 median of $304,950, and at $161/sqft it sits under the Dunedin average of $330.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
103 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Terri Anneken. MLS #TB8499465.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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