David Ramirez
$599,900$625,0005 bd3 ba2,284 sqft$263 /sqft$3,829 /mo all-in ↓

3084 SPIREA STREET, SARASOTA, FL, 34231

Active89 days on marketListed May 8, 2026MLS #TB8506821

Reduced $25KPrivate poolSingle Family ResidenceFLORA-VILLA

About this home

3084 SPIREA STREET

Virtually Staged. Welcome to 3084 Spirea Residence a beautifully renovated 5-bedroom Sarasota pool home tucked away on a quiet dead-end cul-de-sac just minutes from Siesta Key Beach and Downtown Sarasota. Situated on an oversized 0.36-acre lot directly next to Bee Ridge Park, this rare property offers privacy, space, and freedom with no HOA and no flood zone. Fully updated throughout with a brand-new 2026 roof, new windows and doors, updated flooring, quartz kitchen countertops, new appliances, and more, this move-in-ready home blends modern luxury with everyday comfort. The spacious layout includes two private suites, ideal for guests, multigenerational living, or a home office. Step outside to your own tropical retreat featuring a screened-in pool, covered outdoor entertaining area, lush landscaping, and plenty of room for RVs, boats, trailers, or additional parking through a separate gated entrance. Located in a highly desirable area with top-rated schools, excellent highway access, and close proximity to parks, shopping, dining, and Sarasota’s best attractions, this home is a rare combination of location, flexibility, and lifestyle.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,284

Sqft

0.36 ac

Lot size

1972

Year built

One

Levels

$263

Per sqft

Private pool

Inside

FlooringVinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorPrivate Entrance · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$2,484/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,829 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$207
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$3,829/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$207
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$263 vs $344

Days on market

89 vs 61 typical

Where $263/sqft sits among the 400 Sarasota actives

224 · this home
57
36
34
20
29
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flora Villa

Map of 3084 SPIREA STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Flora Villa — neighborhood snapshot

Population

799

Median age

46

Median income

$81,248

Median home value

$321,628

Avg household

2

Households w/ children

82%

For the school run

Sarasota County School District

ElementaryWilkinson Elementary School★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$500K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

159 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 177% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,900 $25K
May 8, 2026Listed at $625,000 · 89 days on market since
1972Built · FLORA-VILLA

Reality check

What actually sold near 3084 SPIREA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4021 OLIVE AVENUESold · Jun ’26

$420,000

4021 OLIVE AVENUE · same community

3 bd · 2 ba · 1,560 sqft · $269/sqft · 196 DOM

4408 GROVELAND AVENUESold · Jul ’26

$420,000

4408 GROVELAND AVENUE · same community

3 bd · 2 ba · 1,444 sqft · $291/sqft · 0 DOM

4514 S LOCKWOOD RIDGE ROADSold · Mar ’26

$275,000

4514 S LOCKWOOD RIDGE ROAD · same community

3 bd · 1 ba · 1,072 sqft · $257/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3084 SPIREA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3084 SPIREA STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3084 SPIREA STREET FAQs

What would the monthly payment be for 3084 SPIREA STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,829/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3084 SPIREA STREET?+

The most recent tax bill on record (2025) was $2,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $599,900, this home is listed about 4% above the Sarasota median of $574,945. The market section on this page shows how the area is trending.

Which schools are assigned to 3084 SPIREA STREET?+

Wilkinson Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,900 runs 177% above the SARASOTA 34231 median — but at 2,284 sqft it's also 35% larger than the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Wilkinson Elementary School, Riverview High School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $625,000, now $599,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Anton Kozub. MLS #TB8506821.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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