141 FERNERY ROAD UNIT A3, LAKELAND, FL, 33809
Active80 days on marketListed May 17, 2026MLS #TB8506742
About this home
141 FERNERY ROAD UNIT A3
NOW BACK ON THE MARKET! Welcome to your condo home at 141 Fernery Road #A3, Lakeland, FL 33809! This first floor corner unit 2 bedroom, 1 bath, 840 square foot condo is the perfect blend of community and affordability that you've been looking for. Owner occupants and Investors alike will love this friendly HOA! The condo is surrounded by greenery and bodies of water. You'll see why we call it Lakeland! The Sandy Cove community is tucked back into a cozy corner of Lakeland, near shops, Starbucks, lakes, Lakeland Square Mall, Lakeland Regional Medical Center and major roads. This exclusive end-unit residence is front facing to the courtyard/ dog park area and the rear enclosed patio opens up straight to the pool! It's almost like having your own private pool! Live the Florida life here. Your kitchen comes equipped with new, never-used stainless appliances, in-unit clothes washer and dryer, open floor plan. The primary bedroom has a walk-in closet and en-suite bathroom. The second bedroom is also connected to the bathroom. The second bedroom can be used as a home office or as a guest suite. The luxury upgraded bathroom is graced by a glass-door encased tiled shower stall with a sitting bench and towel holder. The bathroom has over-the-toilet cabinets, medicine cabinet, and extra large mirror. Enjoy lounging in your rear enclosed patio with built-in storage closet. When you're ready, exit your rear porch and you are immediately welcomed to the large pool, lounge chairs and outdoor tables. Your dedicated parking space (A3) sits right outside the unit and your mailbox (A3) is right around the building corner. All of this with a low monthly HOA and under $100k! Did we mention that your water bill is paid for by the HOA fee? Yes! So what are you waiting for? Why haven't you come and seen the unit yet?! Facts, statements, and measurements are believed accurate by Seller and Listing Broker, however, they cannot be guaranteed or warranted. Buyer and Buyer's agent must confirm all facts, statements and measurements for themselves. Seller requests no seller finance, subject to (subto), wholesale, or assignable offers. Schedule your showing today.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
840
Sqft
0.01 ac
Lot size
1974
Year built
One
Levels
$113
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,268/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.5%
$/sqft vs Lakeland actives
$113 vs $195
Days on market
80 vs 43 typical
Where $113/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Gibsonia — neighborhood snapshot
Population
4,638
Median age
39
Median income
$68,792
Median home value
$269,302
Avg household
3
Households w/ children
651
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
195 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 141 FERNERY ROAD UNIT A3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$100,000
141 FERNERY ROAD UNIT C-6 · same community
2 bd · 1 ba · 840 sqft · $119/sqft · 232 DOM
Sold · Sep ’25$102,500
141 FERNERY ROAD UNIT H2 · same community
2 bd · 1 ba · 1,068 sqft · $96/sqft · 24 DOM
Sold · Oct ’25$90,000
141 FERNERY ROAD UNIT B5
2 bd · 1 ba · 840 sqft · $107/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 141 FERNERY ROAD UNIT A3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 141 FERNERY ROAD UNIT A3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
141 FERNERY ROAD UNIT A3 FAQs
What would the monthly payment be for 141 FERNERY ROAD UNIT A3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,181/mo — principal and interest, estimated property taxes, the $423/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 141 FERNERY ROAD UNIT A3?+
The association fee works out to $423 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 141 FERNERY ROAD UNIT A3?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 141 FERNERY ROAD UNIT A3?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $94,500, this home is listed about 72% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 141 FERNERY ROAD UNIT A3?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33809 market on paper
$94,500 is 71% below the LAKELAND 33809 median of $324,900, and at $113/sqft it sits under the Lakeland average of $206.
02Pool views
The pool view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $97,500, now $94,500 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MALA REAL ESTATE, LLC · Kumar Jairamdas. MLS #TB8506742.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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