1007 FOREST LAKE DRIVE, LAKELAND, FL, 33809
Active504 days on marketListed Mar 12, 2025MLS #L4951380
About this home
1007 FOREST LAKE DRIVE
Charming two bedroom two bath home with lots of natural lighting in the living and dining areas. The kitchen features lots of countertop space and is perfect for someone who enjoys cooking. The primary bedroom offers an en suite bathroom and the second bedroom is perfect for guests or a home office. Both bedrooms offer walk in closets. The flooring in the living room and dining room has been updated. The electric panel has been updated and the tankless water heater is less than 5 years old. This home has an storage area off the carport that houses the washer and dryer. Lakeside Hills Estates offers a clubhouse, library, kitchen, fitness room, craft room, workshop, shuffleboard pool and hot tub. The clubhouse overlooks a lake and features a fishing dock. The HOA fees include cable, internet, water, sewer and lawn care.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,104
Sqft
0.1 ac
Lot size
1979
Year built
One
Levels
$90
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.9%
$/sqft vs Lakeland actives
$90 vs $196
Days on market
504 vs 33 typical
Where $90/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
198 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1007 FOREST LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$95,000
612 FOREST LAKE DRIVE · same community
2 bd · 2 ba · 1,170 sqft · $81/sqft · 19 DOM
Sold · Mar ’26$120,000
814 FOREST LAKE DRIVE · same community
2 bd · 1 ba · 1,269 sqft · $95/sqft · 311 DOM
Sold · Jul ’26$155,000
1011 ELIZABETH LANE · same community
2 bd · 2 ba · 1,440 sqft · $108/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1007 FOREST LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1007 FOREST LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1007 FOREST LAKE DRIVE FAQs
What would the monthly payment be for 1007 FOREST LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,175/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1007 FOREST LAKE DRIVE?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1007 FOREST LAKE DRIVE?+
The most recent tax bill on record (2024) was $1,154. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1007 FOREST LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $99,000, this home is listed about 71% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1007 FOREST LAKE DRIVE?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33809 market on paper
$99,000 is 70% below the LAKELAND 33809 median of $329,950, and at $90/sqft it sits under the Lakeland average of $205.
02Time on market is leverage
504 days on market against a Lakeland median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $135,000, now $99,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARPER REALTY FL, LLC · Rachel Hernandez. MLS #L4951380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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