David Ramirez
$299,9002 bd2 ba1,489 sqft$201 /sqft$2,328 /mo all-in ↓

10245 BUNCOMBE WAY, SAN ANTONIO, FL, 33576

Active60 days on marketListed Jun 3, 2026MLS #TB8506692

Priced 5% below the SAN ANTONIO 33576 medianSingle Family ResidenceTAMPA BAY GOLF & TENNIS CLUB PH 04

About this home

10245 BUNCOMBE WAY

Here's your chance to become a part of the amazing Tampa Bay Golf and Country Club community. This move-in ready, 1,489 square foot home has a 2025 HVAC system and a 2023 roof! There's no carpet in this entire home, all ceramic tile or premium Vinyl Flooring. Large, open kitchen with a tasteful backsplash and stainless steel appliances. This home also offers a large, tiled lanai for your enjoyment. TBG&CC has two incredible golf courses, the 18-hole Championship course and a 9-hole executive course. The golf courses here are impeccable and very well-maintained. Tampa Bay Golf & Country Club is Tampa Bay's premier active 55+ community featuring two swimming pools (the large resort-style pool has fountains and is heated to a balmy 80 degrees). Pickleball, tennis, cards, bocce, shuffleboard, cornhole, and more activities than anyone could possibly do! Our new activities center has a HUGE fitness center with state-of-the-art fitness equipment, a beautiful billiards room, and an amazing card room. TBG&CC has no CDD and very affordable HOA charges, which include Cable/Internet/DVR and Mini Box. The Tampa Bay Golf & Country Club is Tampa Bay's most desirable 55+ Active community. All room sizes are approximate and should be confirmed by buyer(s). There is a ONE-TIME Social Membership Fee of $3,500.00 due at closing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,489

Sqft

0.11 ac

Lot size

2

Garage

2004

Year built

One

Levels

$201

Per sqft

55+ community

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric · Reverse Cycle

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$87/mo
Taxes (2025)$2,191/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,328 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$183
HOA fee — from the listing$87
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,328/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$183
HOA / condo fee$87
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $318,635 · range $313K$321K$334K

vs edgeAI estimate

−5.9%

$/sqft vs San Antonio actives

$201 vs $201

Days on market

60 vs 57 typical

Where $201/sqft sits among the 146 San Antonio actives

38
59 · this home
27
7
4
11
$160–184$184–207$207–230$230–254$254–277$277+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Map of 10245 BUNCOMBE WAY

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$360K$352K

San Antonio median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

86 of 146

San Antonio actives have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $299,900 · 60 days on market since
2004Built · TAMPA BAY GOLF & TENNIS CLUB PH 04

Reality check

What actually sold near 10245 BUNCOMBE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10324 CHATUGE DRIVESold · Sep ’25

$245,000

10324 CHATUGE DRIVE · same community

2 bd · 2 ba · 1,440 sqft · $170/sqft · 118 DOM

29521 FADE CTSold · May ’26

$300,000

29521 FADE CT · same community

3 bd · 2 ba · 1,352 sqft · $222/sqft · 0 DOM

29533 FADE COURTSold · Oct ’25

$330,000

29533 FADE COURT · same community

2 bd · 2 ba · 1,265 sqft · $261/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10245 BUNCOMBE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10245 BUNCOMBE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10245 BUNCOMBE WAY FAQs

What would the monthly payment be for 10245 BUNCOMBE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,328/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10245 BUNCOMBE WAY?+

The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10245 BUNCOMBE WAY?+

The most recent tax bill on record (2025) was $2,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10245 BUNCOMBE WAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $299,900, this home is listed about 14% below the San Antonio median of $347,925. The market section on this page shows how the area is trending.

Which schools are assigned to 10245 BUNCOMBE WAY?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLIANCE GROUP · John Halvorsen. MLS #TB8506692.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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