10321 OLD TAMPA BAY DRIVE, SAN ANTONIO, FL, 33576
Active153 days on marketListed Mar 10, 2026MLS #TB8484130
About this home
10321 OLD TAMPA BAY DRIVE
Enjoy beautiful golf course and pond views from this 2-bedroom plus den home in Tampa Bay Golf & Country Club. Ideally located along the 11th hole of the community’s championship golf course, the screened lanai provides a peaceful setting to relax and take in the scenery. Inside, luxury vinyl plank flooring runs throughout most of the home, with tile in the kitchen, foyer, and bathrooms, and carpet in the guest bedroom. The living room features an electric fireplace that serves as a focal point, especially cozy when you're not enjoying the view just beyond the screen enclosed lanai. The kitchen is equipped with Quartz countertops, stainless steel appliances, and cabinets with pull-out drawers and soft-close doors, offering both style and functionality. The primary suite includes a dual-sink vanity, walk-in shower, and two closets with built-in shelving for excellent storage. Important updates include a roof replaced in January 2022 and A/C with heat pump installed in September 2018. Additional appliance updates include dishwasher (2017), refrigerator (2017), stove (2016), and microwave (2016). Water heater is 2003. Residents enjoy a low-maintenance lifestyle, with HOA fees covering cable, internet, and lawn care, along with access to a wide range of amenities at Tampa Bay Golf & Country Club including a fitness center, tennis and pickleball courts, multiple swimming pools (one heated), and an active social environment. Some furnishings are negotiable.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,554
Sqft
0.11 ac
Lot size
2
Garage
2003
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,836 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,836/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs San Antonio actives
$230 vs $201
Days on market
153 vs 73 typical
Where $230/sqft sits among the 139 San Antonio actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $290K
San Antonio median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
78 of 139
San Antonio actives have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 10321 OLD TAMPA BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$245,000
10324 CHATUGE DRIVE · same community
2 bd · 2 ba · 1,440 sqft · $170/sqft · 118 DOM
Sold · Dec ’25$410,000
10505 OLD TAMPA BAY DRIVE · same community
3 bd · 2 ba · 1,753 sqft · $234/sqft · 0 DOM
Sold · May ’26$300,000
29521 FADE CT · same community
3 bd · 2 ba · 1,352 sqft · $222/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10321 OLD TAMPA BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10321 OLD TAMPA BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10321 OLD TAMPA BAY DRIVE FAQs
What would the monthly payment be for 10321 OLD TAMPA BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,836/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10321 OLD TAMPA BAY DRIVE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10321 OLD TAMPA BAY DRIVE?+
The most recent tax bill on record (2025) was $3,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10321 OLD TAMPA BAY DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in San Antonio?+
At $358,000, this home is listed about 1% below the San Antonio median of $359,990. The market section on this page shows how the area is trending.
Which schools are assigned to 10321 OLD TAMPA BAY DRIVE?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$358,000 runs 12% above the SAN ANTONIO 33576 median.
02Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
153 days on market against a San Antonio median of 73 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $368,000, now $358,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TOOLBOX SISTERS REALTY LLC · Allison Vaughn. MLS #TB8484130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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