David Ramirez
$584,880$649,8805 bd4 ba3,619 sqft$162 /sqft$3,683 /mo all-in ↓

2198 CLARY SAGE DRIVE, SPRING HILL, FL, 34609

Active82 days on marketListed May 8, 2026MLS #TB8506676

Reduced $65KNew constructionSingle Family ResidenceANDERSON SNOW ESTATES

About this home

2198 CLARY SAGE DRIVE

Under Construction. New Construction Home by M/I Homes in Anderson Snow Estates. Popular Sonoma II floorplan, elevation C. Discover this stunning new construction home at 2198 Clary Sage Drive in Spring Hill, built by M/I Homes. This impressive 5-bedroom, 4-bathroom home offers 3,619 square feet of thoughtfully designed living space. Key Features: 4-car tandem garage, Flex room, Gourmet kitchen, Lanai, Game room. The home's floorplan maximizes functionality while maintaining an elegant feel throughout. The owner's bedroom suite upstairs provides a private retreat, while the remaining 4 bedrooms offer flexibility for family, guests, or home office space. Located in the desirable Spring Hill area, this home sits in a neighborhood known for its welcoming atmosphere. The community's proximity to parks provides excellent recreational opportunities for outdoor activities and family time. The quality of design evident throughout this M/I Homes construction showcases superior attention to detail and modern building standards. With its generous square footage and well-planned layout, this home delivers both comfort and style. The open-concept design creates natural gathering spaces while maintaining defined areas for various activities. Experience the benefits of new construction living in this exceptional Spring Hill home. Contact our team to learn more about 2198 Clary Sage Drive! *Photos shown are for representation purposes only and may not depict the actual home.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,619

Sqft

0.17 ac

Lot size

4

Garage

2026

Year built

Two

Levels

$162

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesConvection Oven · Disposal · Exhaust Fan · Microwave · Range
InteriorEating Space In Kitchen · High Ceilings · In Wall Pest System · PrimaryBedroom Upstairs · Smart Home · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Wood Frame
FoundationSlab
FacesEast
ParkingDriveway · Tandem
ExteriorIrrigation System · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$89/mo
Taxes (2027)$710/yr
PetsCats OK, Dogs OK, Yes
CommunityCommunity Mailbox · Deed Restrictions · Park · Playground · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,683 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,156
PMI (est., until 20% equity)$219
Property tax — 2027 actual bill$59
HOA fee — from the listing$89
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,488Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,488
Interest rate6.00%
Loan term

Estimated payment

$3,683/mo

Principal & interest$3,156
PMI (est., until 20% equity)$219
Property taxes (actual bill)$59
HOA / condo fee$89
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$462KedgeAI estimate $536,585 · range $481K$558K$608K

vs edgeAI estimate

+9%

$/sqft vs ANDERSON SNOW ESTATES

$162 vs $184

Days on market

82 vs 29 typical

Where $162/sqft sits among the 7 homes for sale in ANDERSON SNOW ESTATES

2
1 · this home
0
3
0
1
$134–151$151–167$167–183$183–199$199–216$216+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 2198 CLARY SAGE DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

7 of 7

ANDERSON SNOW ESTATES have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $584,880 $65K
May 8, 2026Listed at $649,880 · 82 days on market since
2026Built · ANDERSON SNOW ESTATES

Reality check

What actually sold near 2198 CLARY SAGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1925 CLARY SAGE DRIVESold · Mar ’26

$512,180

1925 CLARY SAGE DRIVE · same community

5 bd · 4 ba · 3,531 sqft · $145/sqft · 23 DOM

2443 CLARY SAGE DRIVESold · Sep ’25

$559,000

2443 CLARY SAGE DRIVE · same community

5 bd · 3 ba · 3,531 sqft · $158/sqft · 51 DOM

2314 CLARY SAGE DRIVESold · May ’26

$577,700

2314 CLARY SAGE DRIVE · same community

5 bd · 3 ba · 3,531 sqft · $164/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2198 CLARY SAGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2198 CLARY SAGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2198 CLARY SAGE DRIVE FAQs

What would the monthly payment be for 2198 CLARY SAGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,683/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2198 CLARY SAGE DRIVE?+

The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2198 CLARY SAGE DRIVE?+

The most recent tax bill on record (2027) was $710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2198 CLARY SAGE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $584,880, this home is listed about 70% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2198 CLARY SAGE DRIVE?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$584,880 runs 72% above the SPRING HILL 34609 median — but at 3,619 sqft it's also nearly twice the size of the typical Spring Hill listing.

02Time on market is leverage

82 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $649,880, now $584,880 — a $65K cut. The full history is in the market section below.

Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8506676.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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