3853 S LAKE DRIVE UNIT 165, TAMPA, FL, 33614
Active93 days on marketListed May 8, 2026MLS #TB8506573
About this home
3853 S LAKE DRIVE UNIT 165
Affordable Tampa Living or Investment Opportunity! Welcome to Whisper Lake Condominiums, where convenience meets value. This move-in ready 1-bedroom, 1-bathroom corner unit offers a bright and spacious layout featuring abundant natural light, a large walk-in closet, screened private balcony, and comfortable living spaces throughout. Whether you’re a first-time homebuyer, downsizing, seeking a seasonal Florida retreat, or looking to expand your investment portfolio, this property offers exceptional potential. Similar units within the community have recently rented for $1,200+ per month. The HOA includes water, sewer, trash, exterior maintenance, and access to multiple community pools, helping simplify ownership and maintenance. Ideally located near Tampa International Airport, International Plaza, Raymond James Stadium, downtown Tampa, major highways, shopping, dining, and entertainment!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
710
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$120
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
$/sqft vs WHISPER LAKE A CONDO
$120 vs $130
Days on market
93 vs 42 typical
Where $120/sqft sits among the 13 homes for sale in WHISPER LAKE A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
8 of 13
WHISPER LAKE A CONDO have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3853 S LAKE DRIVE UNIT 165
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$82,500
3845 S LAKE DRIVE UNIT 191 · same community
1 bd · 1 ba · 710 sqft · $116/sqft · 88 DOM
Sold · Oct ’25$95,000
3849 S LAKE DRIVE UNIT 184 · same community
1 bd · 1 ba · 710 sqft · $134/sqft · 55 DOM
Sold · Jun ’26$101,850
3814 N LAKE DRIVE UNIT 65 · same community
1 bd · 1 ba · 682 sqft · $149/sqft · 305 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3853 S LAKE DRIVE UNIT 165 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3853 S LAKE DRIVE UNIT 165 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3853 S LAKE DRIVE UNIT 165 FAQs
What would the monthly payment be for 3853 S LAKE DRIVE UNIT 165?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,188/mo — principal and interest, the actual property-tax bill, the $488/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3853 S LAKE DRIVE UNIT 165?+
The association fee works out to $488 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3853 S LAKE DRIVE UNIT 165?+
The most recent tax bill on record (2025) was $29. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3853 S LAKE DRIVE UNIT 165?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $85,000, this home is listed about 81% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3853 S LAKE DRIVE UNIT 165?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Maricarmen Perez. MLS #TB8506573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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