8609 N CHAMPLAIN COURT UNIT 77, TAMPA, FL, 33614
Active149 days on marketListed Mar 12, 2026MLS #TB8485716
About this home
8609 N CHAMPLAIN COURT UNIT 77
Excellent Investment Opportunity! This desirable ground-floor 1-bedroom, 1-bath condominium is currently occupied by a long-term tenant with approximately two years remaining on the lease, making it an ideal turnkey investment. The seller is offering a unique portfolio opportunity, including three Whisper Lake units and one carport: two 1-bedroom/1-bath units and one 2-bedroom/2-bath unit. The seller is highly motivated and may consider owner financing with a strong down payment. Call for discounted package pricing on all three units. Enjoy peaceful water views from this well-maintained condo located in the gated Whisper Lake community in the heart of Carrollwood. Overlooking a serene pond with a decorative fountain, this property offers a relaxing atmosphere and attractive surroundings. Recent community improvements provide added value and peace of mind, including new roofs completed in 2023, with new gutters already approved for this building. The bright and open floor plan creates a comfortable living space with plenty of natural light. Residents enjoy a variety of amenities, including three swimming pools, beautifully landscaped grounds, a clubhouse, gated access, three laundry facilities, assigned parking, and professional on-site management and maintenance. HOA fees include water and trash service for added convenience. Ideally located just minutes from Dale Mabry Highway, Downtown Tampa, International Plaza, Tampa International Airport, Raymond James Stadium, and numerous shopping and dining destinations, this property offers exceptional accessibility and convenience. Whether you're expanding your investment portfolio or seeking a low-maintenance property in a highly desirable area, this condo presents an outstanding opportunity with immediate rental income and long-term potential.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
682
Sqft
0.02 ac
Lot size
1973
Year built
One
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.1%
$/sqft vs WHISPER LAKE A CONDO
$123 vs $130
Days on market
149 vs 42 typical
Where $123/sqft sits among the 13 homes for sale in WHISPER LAKE A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
7 of 13
WHISPER LAKE A CONDO have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8609 N CHAMPLAIN COURT UNIT 77
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$101,850
3814 N LAKE DRIVE UNIT 65 · same community
1 bd · 1 ba · 682 sqft · $149/sqft · 305 DOM
Sold · Dec ’25$95,000
3817 S LAKE DRIVE UNIT 228 · same community
1 bd · 1 ba · 682 sqft · $139/sqft · 5 DOM
Sold · Apr ’26$82,500
3845 S LAKE DRIVE UNIT 191 · same community
1 bd · 1 ba · 710 sqft · $116/sqft · 88 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8609 N CHAMPLAIN COURT UNIT 77 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8609 N CHAMPLAIN COURT UNIT 77 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8609 N CHAMPLAIN COURT UNIT 77 FAQs
What would the monthly payment be for 8609 N CHAMPLAIN COURT UNIT 77?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $793/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8609 N CHAMPLAIN COURT UNIT 77?+
The most recent tax bill on record (2025) was $1,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8609 N CHAMPLAIN COURT UNIT 77?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $83,900, this home is listed about 81% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8609 N CHAMPLAIN COURT UNIT 77?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33614 market on paper
$83,900 is 55% below the TAMPA 33614 median of $185,000, and at $123/sqft it sits under the Tampa average of $346.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
149 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $99,999, now $83,900 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK IT REALTY GROUP INC · Juan Onofre. MLS #TB8485716.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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