545 PINELLAS BAYWAY S UNIT 302, ST PETERSBURG, FL, 33715
Active92 days on marketListed May 10, 2026MLS #TB8506496
About this home
545 PINELLAS BAYWAY S UNIT 302
Experience Coastal Luxury in Tierra Verde! Discover the perfect blend of sophistication and island living in this stunning 3-bedroom, multi-level residence located at the prestigious 545 Pinellas Bayway S. Positioned in the heart of the highly sought-after Tierra Verde community, Unit 302 offers an expansive layout spread across three levels, providing the ultimate privacy and a house-like feel within a condominium setting. Step inside to find a meticulously maintained interior that highlights the Florida lifestyle. The thoughtful floor plan is designed for both entertaining and relaxation, featuring bright, airy spaces that flow seamlessly. Whether you are looking for a full-time residence or a seasonal getaway, this home delivers on every front. Key Features Include: Prime Location: Just minutes from the award-winning sands of Fort De Soto Park and the vibrant dining scene of St. Petersburg. Spacious Layout: Three full levels of living space, offering versatility for a home office, guest quarters, or a media room. Convenience: Situated in a well-maintained building with easy access to local marinas, world-class fishing, and cycling trails. This is a rare opportunity to own a piece of paradise in one of Pinellas County’s most exclusive zip codes. Schedule your private showing today and start living the salt-life dream!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,100
Sqft
0.03 ac
Lot size
2
Garage
1999
Year built
Three Or More
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,550 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,550/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs St Petersburg actives
$262 vs $327
Days on market
92 vs 57 typical
Where $262/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 545 PINELLAS BAYWAY S UNIT 302
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$500,000
545 PINELLAS BAYWAY S UNIT 301 · same community
3 bd · 3 ba · 2,100 sqft · $238/sqft · 42 DOM
Sold · Apr ’26$1,160,000
842 2ND AVENUE S
4 bd · 3.5 ba · 2,103 sqft · $552/sqft · 73 DOM
Sold · Dec ’25$995,000
725 MONTE CRISTO BOULEVARD
3 bd · 2 ba · 2,103 sqft · $473/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 545 PINELLAS BAYWAY S UNIT 302 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 545 PINELLAS BAYWAY S UNIT 302 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
545 PINELLAS BAYWAY S UNIT 302 FAQs
What would the monthly payment be for 545 PINELLAS BAYWAY S UNIT 302?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,550/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 545 PINELLAS BAYWAY S UNIT 302?+
The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 545 PINELLAS BAYWAY S UNIT 302?+
The most recent tax bill on record (2025) was $2,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 545 PINELLAS BAYWAY S UNIT 302?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $550,000, this home is listed about 28% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 545 PINELLAS BAYWAY S UNIT 302?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUNBELT REAL ESTATE FLORIDA · Amanda Adams. MLS #TB8506496.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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