19610 GULF BOULEVARD UNIT 308, INDIAN ROCKS BEACH, FL, 33785
Active90 days on marketListed May 7, 2026MLS #TB8506355
About this home
19610 GULF BOULEVARD UNIT 308
Experience the ultimate in sun, sand, and surf at one of Florida's premier west coast beach destinations. This condominium is situated in the charming town of Indian Shores, nestled just south of Clearwater and north of St. Pete. Located on the third floor of Holiday Villas 2, this condo offers direct access to the stunning sugar sands of the Gulf of Mexico. Spanning 1,100 square feet, this spacious condo features two bedrooms and two full bathrooms, complemented by a generous living and dining area perfect for entertaining family and friends. Enjoy the tranquility of a large private balcony with views of the Intracoastal Waterway, ideal for savoring your morning coffee or an evening drink. Newly installed sliding doors provide excellent views from inside while ensuring peace and quiet. The balcony includes a sizable storage closet for all your beach essentials. The kitchen boasts updated granite countertops and ample seating at the counter, while the bathrooms have been tastefully modernized. An assigned under-building parking space is included for your convenience. Holiday Villas 2 offers a heated pool with restroom facilities and a grilling area equipped with both gas and charcoal grills. Condo #308 is being sold fully furnished, presenting an excellent opportunity for a beachfront home, winter retreat, or investment property, as short-term rentals are permitted. Within walking distance, you'll find a variety of restaurants, bars, shops, and mini-golf. This condo is competitively priced and represents one of the best values on the beach. Don't miss the chance to make it yours before it's gone!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
1973
Year built
One
Levels
$490
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,192 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,192/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs Indian Rocks Beach actives
$490 vs $630
Days on market
90 vs 68 typical
Where $490/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
INDIAN ROCKS BEACH 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 19610 GULF BOULEVARD UNIT 308
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$700,000
19610 GULF BOULEVARD UNIT 101 · same community
2 bd · 2 ba · 1,100 sqft · $636/sqft · 110 DOM
Sold · Oct ’25$740,000
18610 GULF BOULEVARD UNIT 607
2 bd · 2 ba · 1,090 sqft · $679/sqft · 98 DOM
Sold · Jul ’26$725,000
18610 GULF BOULEVARD UNIT 106
2 bd · 2 ba · 1,090 sqft · $665/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19610 GULF BOULEVARD UNIT 308 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19610 GULF BOULEVARD UNIT 308 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19610 GULF BOULEVARD UNIT 308 FAQs
What would the monthly payment be for 19610 GULF BOULEVARD UNIT 308?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,192/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19610 GULF BOULEVARD UNIT 308?+
The most recent tax bill on record (2025) was $7,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19610 GULF BOULEVARD UNIT 308?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $539,000, this home is listed about 28% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19610 GULF BOULEVARD UNIT 308?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$539,000 is 25% below the INDIAN ROCKS BEACH 33785 median of $715,000, and at $490/sqft it sits under the Indian Rocks Beach average of $670.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PLUMLEE GULF BEACH REALTY · C. Lamar Wright. MLS #TB8506355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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