
19610 GULF BOULEVARD UNIT 206, INDIAN ROCKS BEACH, FL, 33785
Active24 days on marketListed Jul 13, 2026MLS #GC541540
About this home
19610 GULF BOULEVARD UNIT 206
Located just steps from one of Florida's most beautiful Gulf Coast beaches, this fully furnished condominium offers an exceptional opportunity for both investors and vacation home buyers. With Airbnb and VRBO rentals permitted (4-day minimum), the property is ideally suited for generating immediate short-term rental income while also serving as your own beach getaway. The unit is move-in and rental ready, featuring a newer A/C and everything needed to begin welcoming guests immediately. At the same time, it offers outstanding value-add potential. A new owner may choose to update the kitchen and bathrooms over time to further increase rental appeal, property value, and long-term returns. Holiday Villas II offers an updated heated pool, secure code-controlled elevator access, an assigned covered parking space, a convenient community laundry facility with washers and dryers, and a private exterior storage closet for beach chairs, umbrellas, and other coastal essentials. Small dogs are welcome, further enhancing the property's appeal for both owners and vacation guests. One of the property's greatest advantages is its exceptional purchase flexibility. Whether you prefer cash, conventional financing, or attractive seller financing, this condominium offers financing options rarely available in today's market. Combined with its prime beach location, proven vacation rental potential, and future upside, this is an outstanding investment opportunity on Florida's Gulf Coast.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,100
Sqft
1973
Year built
One
Levels
$468
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,129 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,129/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$468 vs $641
Days on market
24 vs 68 typical
Where $468/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
INDIAN ROCKS BEACH 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 19610 GULF BOULEVARD UNIT 206
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$700,000
19610 GULF BOULEVARD UNIT 101 · same community
2 bd · 2 ba · 1,100 sqft · $636/sqft · 110 DOM
Sold · Oct ’25$740,000
18610 GULF BOULEVARD UNIT 607
2 bd · 2 ba · 1,090 sqft · $679/sqft · 98 DOM
Sold · Jul ’26$725,000
18610 GULF BOULEVARD UNIT 106
2 bd · 2 ba · 1,090 sqft · $665/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19610 GULF BOULEVARD UNIT 206 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19610 GULF BOULEVARD UNIT 206 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19610 GULF BOULEVARD UNIT 206 FAQs
What would the monthly payment be for 19610 GULF BOULEVARD UNIT 206?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $4,129/mo — principal and interest, the actual property-tax bill, the $981/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19610 GULF BOULEVARD UNIT 206?+
The association fee works out to $981 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19610 GULF BOULEVARD UNIT 206?+
The most recent tax bill on record (2025) was $7,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19610 GULF BOULEVARD UNIT 206?+
The listing reports pets: Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $515,000, this home is listed about 31% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19610 GULF BOULEVARD UNIT 206?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$515,000 is 28% below the INDIAN ROCKS BEACH 33785 median of $715,000, and at $468/sqft it sits under the Indian Rocks Beach average of $673.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Alena Knoepfler. MLS #GC541540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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