109 PONCE DE LEON BOULEVARD, BELLEAIR, FL, 33756
Active90 days on marketListed May 6, 2026MLS #TB8505776
About this home
109 PONCE DE LEON BOULEVARD
Tucked on a corner lot in the heart of Belleair, this unique custom-built home radiates timeless character and storybook appeal. A circular drive and thoughtfully designed zero-scaped yard filled with native, easy-care plantings create an inviting cottage feel, while nearby parks, scenic walking paths, and waterfront green spaces along the Intracoastal offer a tranquil, picturesque setting just moments from your door. Inside, the home is warm, welcoming, and rich with artistic flair. A versatile, well-designed layout offers flexibility for modern living, highlighted by a spacious kitchen with stainless steel appliances, and a cozy breakfast area to enjoy serene views of a lush courtyard. The desirable split-bedroom plan provides privacy, with each of the three bedrooms featuring its own adjoining bath. Three spacious living areas create the perfect backdrop for entertaining or relaxing, enhanced by custom pillars, detailed trim, crown molding, baseboards, and a blend of 18" tile and wood flooring throughout. Additional spaces include a utility room and a bonus room ideal for a home office, guest space, or extra storage, with the potential to easily convert back into a second garage. French doors lead to a screened porch, where a flagstone patio and charming brick walkways extend the living space outdoors. Thoughtful extras such as a security system, storm shutters, an interior cedar closet, and a dedicated garage work area add both comfort and function. Ideally located near boutique shopping, dining, two private golf courses, and the area’s renowned white sand beaches, this one-of-a-kind home offers a rare blend of character, convenience, and coastal charm.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,058
Sqft
0.29 ac
Lot size
1
Garage
1951
Year built
One
Levels
$403
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,336 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,336/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs BELLEAIR ESTATES
$403 vs $463
Days on market
90 vs 75 typical
Where $403/sqft sits among the 7 homes for sale in BELLEAIR ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair. See the full Belleair guide →
Belleair Estates — neighborhood snapshot
Population
1,378
Median age
58
Median income
$123,058
Median home value
$641,015
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair market
$1.1M → $1.1M
Belleair median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
5 of 7
BELLEAIR ESTATES have cut their price
Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the BELLEAIR 33756 median. See the full Belleair market guide →
Paper trail
This home's history
Reality check
What actually sold near 109 PONCE DE LEON BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,200,000
500 PONCE DE LEON BOULEVARD · same community
3 bd · 2.5 ba · 2,223 sqft · $540/sqft · 23 DOM
Sold · Sep ’25$1,100,000
811 OSCEOLA ROAD · same community
4 bd · 3 ba · 2,245 sqft · $490/sqft · 20 DOM
Sold · Jun ’26$970,000
1701 INDIAN ROCKS ROAD · same community
3 bd · 3 ba · 2,245 sqft · $432/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 PONCE DE LEON BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 PONCE DE LEON BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 PONCE DE LEON BOULEVARD FAQs
What would the monthly payment be for 109 PONCE DE LEON BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,336/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 109 PONCE DE LEON BOULEVARD?+
The most recent tax bill on record (2025) was $4,698. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair?+
At $829,000, this home is listed about 7% above the Belleair median of $774,950. The market section on this page shows how the area is trending.
Which schools are assigned to 109 PONCE DE LEON BOULEVARD?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Martha Thorn. MLS #TB8505776.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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