610 PALM AVENUE, BELLEAIR, FL, 33756
Active186 days on marketListed Jan 30, 2026MLS #TB8467970
About this home
610 PALM AVENUE
NEW ATTRACTIVE PRICE! BEST VALUE IN THE AREA! Act Fast – Opportunities Like This Don't Last Long. LOCATION • UPDATES • VALUE..... This Well-Built Home which provides durability, peace of mind, and long-term value in one of the most sought-after Coastal Communities. Rare opportunity to own a Solid Concrete Block Single-Family Residence featuring a Concrete Tile Roof and recently Installed High-Impact Windows, ideally located in the highly desirable Belleair Area and within walking distance to one of Pinellas County’s finest Golf Course. The spacious Living and Dining Room combination offers a versatile layout ideal for both entertaining and everyday living, with direct access to Two generous Florida Rooms with the view of Huge Backyard—perfect for enjoying morning coffee or unwinding in the evening with a glass of wine. The Sunrooms offers a bright, versatile space that can serve as a cozy family room, home office, or reading nook. In addition to the High-Impact Windows installed throughout the entire Home, recent upgrades include a newer AC/Heating System, a new Hot Water Heater, and newer luxury Laminate Flooring throughout. This property offers tremendous potential both inside and out, including a Spacious Backyard with room for a Pool, Outdoor Living areas, and endless opportunities to customize and expand. The Location is unmatched—conveniently close to World-Famous Beaches, Shopping Malls, Grocery Stores, Banks, Restaurants, Medical Facilities, and Airports. Whether you’re seeking a seasonal retreat, year-round Residence, or a reliable investment, this Property truly checks all the boxes. Don’t miss the opportunity to own this move-in-ready Home offering style, flexibility, and exceptional value in one of Central Florida's most desirable areas. This one won’t last long!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,232
Sqft
0.22 ac
Lot size
1
Garage
1954
Year built
One
Levels
$405
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,566 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,566/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.3%
$/sqft vs BELLEAIR ESTATES
$405 vs $507
Days on market
186 vs 75 typical
Where $405/sqft sits among the 8 homes for sale in BELLEAIR ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair. See the full Belleair guide →
Belleair Estates — neighborhood snapshot
Population
1,378
Median age
58
Median income
$123,058
Median home value
$641,015
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair market
$1.1M → $1.1M
Belleair median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
4 of 8
BELLEAIR ESTATES have cut their price
Median sold price, Belleair, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the BELLEAIR 33756 median. See the full Belleair market guide →
Paper trail
This home's history
Reality check
What actually sold near 610 PALM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$440,000
1705 INDIAN ROCKS ROAD · same community
2 bd · 2 ba · 1,341 sqft · $328/sqft · 13 DOM
Sold · Apr ’26$808,000
101 OSCEOLA ROAD · same community
2 bd · 2 ba · 1,706 sqft · $474/sqft · 22 DOM
Sold · Jun ’26$1,200,000
500 PONCE DE LEON BOULEVARD · same community
3 bd · 2.5 ba · 2,223 sqft · $540/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 610 PALM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 610 PALM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
610 PALM AVENUE FAQs
What would the monthly payment be for 610 PALM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,566/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 610 PALM AVENUE?+
The most recent tax bill on record (2025) was $2,969. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleair?+
At $499,000, this home is listed about 36% below the Belleair median of $775,000. The market section on this page shows how the area is trending.
Which schools are assigned to 610 PALM AVENUE?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 47% above the BELLEAIR 33756 median.
02Time on market is leverage
186 days on market against a Belleair median of 75 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $649,000, now $499,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ZIGGY REALTY & BUILDERS INC · Andy Gerakaris. MLS #TB8467970.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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