628 CLEVELAND STREET UNIT 1011, CLEARWATER, FL, 33755
Active91 days on marketListed May 8, 2026MLS #TB8505386
About this home
628 CLEVELAND STREET UNIT 1011
PRICE IMPROVEMENT. Welcome to vibrant downtown Clearwater living! This spacious 10th-floor unit offers 2 bedrooms, 2 bathrooms, and an impressive 1,856 square feet of beautifully finished living space. It also includes a versatile den that can easily function as a home office, media room, guest space, or additional sleeping area. This unit is perfectly positioned in the heart of downtown Clearwater just a couple of blocks from beautiful Clearwater Bay and only two miles from world-famous Clearwater Beach. Clearwater beach is commonly ranked as one of Florida's top Beach's and is known for its soft sugar-sand, calm Gulf waters and stunning sunsets. Inside, you’ll appreciate the generous open floor plan and comfortable layout designed for both everyday living and entertaining. Not to mention the upgraded finishes that give the unit its true luxurious sparkle. So if you are looking to enjoy being just blocks from The BayCare Sound, an incredible waterfront concert venue and home to the annual Clearwater Jazz festival, restaurants, entertainment, parks, waterfront activities, and local events that are walkable from your front door this is the unit for you. Not to mention golfers will love the nearby Clearwater Country Club, while outdoor enthusiasts will appreciate having the Pinellas Trail right outside, offering roughly 50 miles of biking, walking, and recreation throughout Pinellas County. With its 10th-floor setting, beautiful views, spacious design, flexible den, luxury finishes, and unbeatable downtown location, this condo offers the perfect blend of comfort, convenience, and Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,856
Sqft
0.99 ac
Lot size
2008
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,131 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,131/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.8%
$/sqft vs Clearwater actives
$286 vs $227
Days on market
91 vs 54 typical
Where $286/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Downtown — neighborhood snapshot
Population
4,795
Median age
42
Median income
$42,329
Median home value
$99,860
Avg household
3
Households w/ children
369
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 CLEVELAND STREET UNIT 1011
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$530,000
628 CLEVELAND STREET UNIT 711 · same community
3 bd · 2 ba · 1,856 sqft · $286/sqft · 111 DOM
Sold · Jul ’26$520,000
628 CLEVELAND STREET UNIT 1104 · same community
3 bd · 2 ba · 1,636 sqft · $318/sqft · 65 DOM
Sold · Dec ’25$530,000
628 CLEVELAND STREET UNIT 602 · same community
2 bd · 2 ba · 1,484 sqft · $357/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 628 CLEVELAND STREET UNIT 1011 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 CLEVELAND STREET UNIT 1011 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
628 CLEVELAND STREET UNIT 1011 FAQs
What would the monthly payment be for 628 CLEVELAND STREET UNIT 1011?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,131/mo — principal and interest, the actual property-tax bill, the $1,059/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 628 CLEVELAND STREET UNIT 1011?+
The association fee works out to $1,059 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 628 CLEVELAND STREET UNIT 1011?+
The most recent tax bill on record (2025) was $6,702. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 628 CLEVELAND STREET UNIT 1011?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $529,900, this home is listed about 93% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 628 CLEVELAND STREET UNIT 1011?+
Belleair Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$529,900 runs 45% above the CLEARWATER 33755 median — but at 1,856 sqft it's also 48% larger than the typical Clearwater listing.
02City & Trees/Woods views
The city and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,059/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $549,900, now $529,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · David McCollum. MLS #TB8505386.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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