628 CLEVELAND STREET UNIT 1313, CLEARWATER, FL, 33755
Active115 days on marketListed Apr 16, 2026MLS #TB8498740
About this home
628 CLEVELAND STREET UNIT 1313
WOW! RARE CORNER UNIT HAS EXTRA WINDOWS, with windows on the East and South sides of the condo, making this a nice, bright unit. This Seller really did a great job getting her condo ready for the new buyer! There is a brand new AC, a brand new Hot water heater, New Luxury Vinyl flooring in the living and dining areas, new carpet in the bedrooms, new ceiling fans and fresh neutral paint. Looking South West, you can see a beautiful section of downtown Clearwater and even some of the Intracoastal. The building has a beautiful pool and barbeque area overlooking downtown, a well equipped gym and a full kitchen for parties in the rec room that is literally ready for a party. Station Square is situated in the perfect downtown location where you can take advantage of the many restaurants in downtown, as well as the Capital Theater. Located just a few minutes away is the Famous Clearwater Beach. And now with the excitement of the amazing EVO Theater and Family Center coming one block away, Station Square will be in the vibrant heart of The Good Life Area of the 600 block of Cleveland Street, featuring new restaurants and shops in the very near future.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,541
Sqft
0.99 ac
Lot size
1
Garage
2008
Year built
One
Levels
$302
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.2%
$/sqft vs Clearwater actives
$302 vs $227
Days on market
115 vs 55 typical
Where $302/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Downtown — neighborhood snapshot
Population
4,795
Median age
42
Median income
$42,329
Median home value
$99,860
Avg household
3
Households w/ children
369
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 CLEVELAND STREET UNIT 1313
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$530,000
628 CLEVELAND STREET UNIT 602 · same community
2 bd · 2 ba · 1,484 sqft · $357/sqft · 111 DOM
Sold · Jul ’26$520,000
628 CLEVELAND STREET UNIT 1104 · same community
3 bd · 2 ba · 1,636 sqft · $318/sqft · 65 DOM
Sold · Sep ’25$375,000
628 CLEVELAND STREET UNIT 905 · same community
2 bd · 2 ba · 1,418 sqft · $264/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 628 CLEVELAND STREET UNIT 1313 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 CLEVELAND STREET UNIT 1313 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
628 CLEVELAND STREET UNIT 1313 FAQs
What would the monthly payment be for 628 CLEVELAND STREET UNIT 1313?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 628 CLEVELAND STREET UNIT 1313?+
The most recent tax bill on record (2025) was $2,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 628 CLEVELAND STREET UNIT 1313?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $465,000, this home is listed about 69% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 628 CLEVELAND STREET UNIT 1313?+
Belleair Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$465,000 runs 29% above the CLEARWATER 33755 median — but at 1,541 sqft it's also 21% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
115 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $499,000, now $465,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PAM RYAN REALTY INC · Pam Ryan Anderson. MLS #TB8498740.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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