David Ramirez
$644,999$699,9993 bd2 ba1,534 sqft$420 /sqft$4,129 /mo all-in ↓

17002 PAULA LANE, LUTZ, FL, 33558

Active77 days on marketListed May 9, 2026MLS #TB8505363

Reduced $55KWaterfrontPrivate poolSingle Family ResidenceTRIPLE LAKES SUB

About this home

17002 PAULA LANE

Exquisite Renovated Waterfront Pool Home – A Private Lutz SANCTUARY! Experience true Florida living in this beautifully renovated 3-bedroom, 2-bath waterfront pool home, perfectly situated on a premium corner lot in one of Lutz’s most desirable neighborhoods. Offering unmatched privacy and a rare outdoor lifestyle, this property invites you to relax, watch wildlife, or fish for bass right from your 50-foot dock on an extra-wide canal with its own island. Take your boat or canoe out to the adjoining ski lake, sunbathe on the expansive 50-foot deck, or cool off in the impressive 40-foot in-ground pool—your personal outdoor paradise awaits. Inside, modern elegance meets everyday comfort. The fully renovated designer kitchen features sleek contemporary cabinetry, gleaming quartz countertops, stainless steel appliances, and a striking backsplash. New luxury vinyl flooring flows throughout, creating a warm, sophisticated feel. Multiple living spaces offer flexibility for entertaining and relaxation, including a formal living room with a charming wood-burning fireplace and serene pool views, as well as spacious family areas that transition effortlessly to the outdoor oasis. The private primary suite is a peaceful retreat with tranquil water views and a spa-inspired ensuite bath. The updated secondary bath, generous closets, and oversized two-car garage, screened in patio add convenience and functionality. Step outside to your fully fenced backyard sanctuary—complete with a shimmering pool, ample space for a boat or RV, and exceptional privacy. Located in the highly sought-after Steinbrenner High School district with A-rated schools, and offering no HOA or CDD, this home delivers freedom and flexibility rarely found in Lutz. Enjoy quick access to the Veterans Expressway, Tampa International Airport, shopping, dining, and more. This is a one-of-a-kind opportunity to own a true Florida waterfront retreat—where every day feels like a getaway.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,534

Sqft

0.32 ac

Lot size

2

Garage

1977

Year built

One

Levels

$420

Per sqft

Private poolWaterfrontFireplaceWater view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewWater
FacesSoutheast
ParkingGarage Door Opener · Ground Level · Oversized
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$2,962/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,129 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property tax — 2025 actual bill$247
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,500
Interest rate6.00%
Loan term

Estimated payment

$4,129/mo

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property taxes (actual bill)$247
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $645K
$455KedgeAI estimate $482,667 · range $474K$496K$671K

vs edgeAI estimate

+33.6%

$/sqft vs Lutz actives

$420 vs $243

Days on market

77 vs 35 typical

Where $420/sqft sits among the 265 Lutz actives

77
86
54
19
10
19 · this home
$172–214$214–255$255–296$296–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Northdale

Map of 17002 PAULA LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)26 min
Downtown Tampa30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

Northdale — neighborhood snapshot

Population

24,347

Median age

38

Median income

$87,959

Median home value

$291,444

Avg household

2

Households w/ children

2,819

For the school run

Hillsborough County School District

MiddleHill Middle School★★★★★
ElementaryNorthwest Elementary School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

146 of 265

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $644,999 $55K
May 9, 2026Listed at $699,999 · 77 days on market since
1977Built · TRIPLE LAKES SUB

Reality check

What actually sold near 17002 PAULA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15925 CRYING WIND DRIVESold · May ’26

$410,000

15925 CRYING WIND DRIVE

3 bd · 2 ba · 1,488 sqft · $276/sqft · 11 DOM

16408 NORWOOD DRIVESold · Mar ’26

$467,000

16408 NORWOOD DRIVE

3 bd · 2 ba · 1,596 sqft · $293/sqft · 2 DOM

4313 HOLLOW HILL DRIVESold · Dec ’25

$435,000

4313 HOLLOW HILL DRIVE

3 bd · 2 ba · 1,626 sqft · $268/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17002 PAULA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17002 PAULA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17002 PAULA LANE FAQs

What would the monthly payment be for 17002 PAULA LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,129/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17002 PAULA LANE?+

The most recent tax bill on record (2025) was $2,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $644,999, this home is listed about 32% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 17002 PAULA LANE?+

Hill Middle School (middle), Northwest Elementary School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$644,999 runs 70% above the LUTZ 33558 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

77 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Hill Middle School, Northwest Elementary School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Northwest Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $699,999, now $644,999 — a $55K cut. The full history is in the market section below.

Listing courtesy of SANCTUARY REAL ESTATE GROUP, LLC · Stephanie Bell. MLS #TB8505363.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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