David Ramirez
$664,900$784,9003 bd2 ba1,878 sqft$354 /sqft$4,430 /mo all-in ↓

17017 PAULA LANE, LUTZ, FL, 33558

Active378 days on marketListed Jul 12, 2025MLS #TB8403457

Reduced $120KWaterfrontPrivate poolSingle Family ResidenceTRIPLE LAKES SUB

About this home

17017 PAULA LANE

SKI Lakefront Dream Home! Your Beautifully Renovated LAKEFRONT Home w/NEW QUARTZ KITCHEN AND Quartz BATHROOMS Featuring *New Wood Cabinets with Soft-Close Doors is Completed Plus NEW: *Drywall, *Baseboards, *Ceilings, Fans, *Light Fixtures, *Paint Inside-Outside, *Lanai surface and Decking,* Landscaping, *Hot Water Heater, *Laundry sink, *Microwave, *Dishwasher, *Ceiling Fans, *Light Fixtures, *Sinks, *Toilets, Plus More! Located on Scenic Lake Barbara, Ski Lake Ellen, and SKI Lake Helen all park of FOUR LAKES connected by canals Plus a Beautiful 4th lake Bird sanctuary all at your back door!...Love the sound of nature and water?...then you need to see yourself living in this Remolded Home in Lutz/Odessa on SKI Lakefronts at its Finest. 3 LAKES plus Bird Sanctuary provide Water Skiing, Jet Skiing, Pontoon Boating, Canoeing, FISHING, swimming or Bird Watching. Waking up to the Sunrise above the trees across the lake while you sip your tea or coffee is just BEAUTIFUL as are the Sunsets across the lake a few steps away on the cul de sac with your favorite beverage! Situated on a One Street cul de sac sits a Custom Built Home designed to make you love your home and where you live. Upon entering this custom home, your eyes will gravitate towards the lake, which you can see from every room except one bedroom. Entertaining in this home will be effortless with the open concept floor plan having 8 French doors opening onto your Lanai and open Pool and Spa with a table for beverages while you swim. Opening up all the French Doors to the Lanai allows you to entertain inside and outside all at once! The two skylights allow tons of natural light in your Great Room and French doors provide views of your covered lanai, pool with swim out, spa and Lake. The master suite offers a sitting area since 14x21 with a giant walk-in closet awaiting your custom built-ins. The Spacious Second Bedroom is 12x17 with a Walk-in Closet Plus another closet with built-in shelves. The list of upgrades include Quartz counters, Wood Soft-Close Doors, Newer SS appliances, Newer Septic drain field and pump/motor, Newer Heat Pump, Newer Pool pump, newer dock and water softener inspected and updated. Well pump just replaced 2026. Home was designed with tons of CLOSETS, VERY LARGE MASTER SUITE AND LARGE 2ND BEDROOM. Located in an A rated school district which includes Schwarzkopf, Martinez and Steinbrenner High. Close to everything but with a country feel, you will love the location of this home. Veteran Expressway, Suncoast Expressway, St Joseph's Hospital North, numerous churches, many grocery stores, shopping, great restaurants and Lake Park for playground, hiking activities, plus running and biking trails, plus Horseback riding are just minutes away and with no traffic congestion! TIA and USF just 20 minutes away. No HOA, CDD, and NO FLOOD ZONE. Bring your RV, Boats and water toys, there is plenty of space in your oversized driveway that holds 6+ cars. Yard is fenced and side yard is set up as a covered dog run kennel OR Chicken Coop. Two sheds make it convenient to store all your equipment. Come see this very special custom home located in Great School Districts. This Home is conveniently located just behind Northdale Subdivision (West end of community) and borders the boundary lines of Lutz and Odessa off Van Dyke Rd- zip codes 33558 and 33556 making it convenient to all Gulf Beaches and Tarpon Springs. Pool Marcite allowance to change color will be given at closing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,878

Sqft

0.25 ac

Lot size

1974

Year built

One

Levels

$354

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingConverted Garage · Driveway · RV Parking
ExteriorDog Run · Rain Gutters · Storage

Community & fees

Taxes (2024)$5,193/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,430 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,588
PMI (est., until 20% equity)$249
Property tax — 2024 actual bill$433
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,490
Interest rate6.00%
Loan term

Estimated payment

$4,430/mo

Principal & interest$3,588
PMI (est., until 20% equity)$249
Property taxes (actual bill)$433
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $665K
$478KedgeAI estimate $513,359 · range $498K$538K$691K

vs edgeAI estimate

+29.5%

$/sqft vs Lutz actives

$354 vs $243

Days on market

378 vs 35 typical

Where $354/sqft sits among the 265 Lutz actives

74
87
55
18
11 · this home
20
$172–213$213–254$254–295$295–335$335–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Northdale

Map of 17017 PAULA LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)24 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

Northdale — neighborhood snapshot

Population

24,347

Median age

38

Median income

$87,959

Median home value

$291,444

Avg household

2

Households w/ children

2,819

For the school run

Hillsborough County School District

MiddleHill Middle School★★★★★
ElementaryNorthwest Elementary School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

146 of 265

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $664,900 $120K
Jul 12, 2025Listed at $784,900 · 378 days on market since
1974Built · TRIPLE LAKES SUB

Reality check

What actually sold near 17017 PAULA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16107 PEBBLEBROOK DRIVESold · May ’26

$590,000

16107 PEBBLEBROOK DRIVE

3 bd · 4 ba · 1,862 sqft · $317/sqft · 95 DOM

4915 PENNSBURY DRIVESold · Mar ’26

$532,000

4915 PENNSBURY DRIVE

4 bd · 2.5 ba · 1,917 sqft · $278/sqft · 21 DOM

16116 GARDENDALE DRIVESold · Apr ’26

$443,000

16116 GARDENDALE DRIVE

4 bd · 2.5 ba · 1,918 sqft · $231/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17017 PAULA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17017 PAULA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17017 PAULA LANE FAQs

What would the monthly payment be for 17017 PAULA LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,430/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17017 PAULA LANE?+

The most recent tax bill on record (2024) was $5,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17017 PAULA LANE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $664,900, this home is listed about 36% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 17017 PAULA LANE?+

Hill Middle School (middle), Northwest Elementary School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$664,900 runs 75% above the LUTZ 33558 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

378 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Hill Middle School, Northwest Elementary School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Northwest Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $784,900, now $664,900 — a $120K cut. The full history is in the market section below.

Listing courtesy of HRW APPRAISAL SERVICE · Colleen Welch. MLS #TB8403457.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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