David Ramirez
$15,000$18,0004 bd3 ba2,915 sqft$5 /sqft$269 /mo all-in ↓

4 PARADISE LANE, TREASURE ISLAND, FL, 33706

Active89 days on marketListed May 6, 2026MLS #TB8505304

Priced 97% below the TREASURE ISLAND 33706 medianReduced $3KWaterfrontPrivate poolSingle Family ResidencePARADISE ISLAND

About this home

4 PARADISE LANE

Welcome to Paradise—where coastal living meets everyday urgency. Just steps from vibrant dining, nightlife, and the sugar-white sands of the Gulf, this elevated Treasure Island home sits on one of the area’s most coveted streets. From the moment you arrive, unobstructed Boca Ciega Bay views steal the show—wide open water that makes every day feel like a vacation you never have to leave. Completely renovated in 2026, this home is light, bright, and modern throughout. Upgrades include all-new appliances, bathrooms, electrical, security system with full camera coverage, new staircases, fencing, and a fully upgraded lower level for additional living or storage. A spacious 4-car garage ensures parking is never an issue, with additional street parking available. With over 5,100 total square feet under roof, this home offers space, style, and an unmatched coastal lifestyle. And when you’re ready for a change of pace, downtown St. Petersburg—filled with culture, sports, and year-round events—is just 15 minutes away.—all framed by calming water views that draw you in. The open-concept kitchen is built to impress, featuring custom hardwood cabinetry, granite countertops, stainless steel appliances, double ovens, and a separate cooktop—perfect for entertaining or everyday luxury. The spacious layout offers flexibility and comfort with two separate living areas, two bedrooms on the main level, and upstairs a stunning primary suite alongside a fourth bedroom. The primary retreat features a large walk-in closet and an oversized walk in shower with 2 separate waterfall shower heads, and a garden tub designed for relaxation. A brand-new, never-used pool—electrically heated—awaits, surrounded by a private, fully enclosed yard with gated side access and six-foot concrete walls. The deep-water dock featuring a brand-new 13,000 lb high-speed boat lift—just steps from your back door. One of our oldest cities along the St. Petersburg’s Gulf Coast, Treasure Island is famous for its gorgeous beaches and laidback atmosphere. People of all ages find themselves engaged in some of the simplest pleasures of searching for seashells, building sandcastles and taking in the sunsets! Perfectly positioned between the sugar sands of the Gulf and the vibrant energy of Downtown St. Pete, you truly get the best of both worlds. Walk out your front door or cruise from your backyard dock to enjoy waterfront dining, live music, boating, fishing, and endless beachside fun. When you’re ready for a more cosmopolitan vibe, Downtown St. Petersburg is just 15 minutes away, offering world-class museums, galleries, shopping, fine dining, craft cocktails, festivals, and nightlife. From sunsets on the beach to evenings on Central Ave, this is Florida living at its finest. Homes like this don’t come around often—especially at this level of finish, location, and waterfront access. Includes lawn and pool service, with one small pet considered.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,915

Sqft

0.24 ac

Lot size

4

Garage

1998

Year built

Multi/Split

Levels

$5

Per sqft

Private poolWaterfront

Inside

AppliancesBuilt-In Oven · Dishwasher · Dryer · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsDogs OK

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$269 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$88
FHA mortgage insurance (est.)$7
Est. property taxes (1.1%/yr)$14
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $525
Interest rate6.00%
Loan term

Estimated payment

$269/mo

Principal & interest$88
FHA mortgage insurance (est.)$7
Est. property taxes$14
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Treasure Island actives

$5 vs $522

Days on market

89 vs 96 typical

Where $5/sqft sits among the 173 Treasure Island actives

1 · this home
59
47
26
22
18
$5–204$204–403$403–602$602–801$801–1000$1000+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Paradise Island

Map of 4 PARADISE LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

Paradise Island — neighborhood snapshot

Population

824

Median age

63

Median income

$78,500

Median home value

$463,000

Avg household

2

Households w/ children

11%

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★
MiddleAzalea Middle School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer9.1 months of inventoryBuyer’s market

$685K$720K

Treasure Island median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

97 of 173

Treasure Island actives have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 97% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $15,000 $3K
May 6, 2026Listed at $18,000 · 89 days on market since
1998Built · PARADISE ISLAND

Reality check

What actually sold near 4 PARADISE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

307 AVENIDA DE PARADISIOSold · Dec ’25

$1,266,700

307 AVENIDA DE PARADISIO · same community

3 bd · 2 ba · 1,511 sqft · $838/sqft · 28 DOM

18770 SE 19TH PLACESold · Jun ’26

$200,000

18770 SE 19TH PLACE · same community

2 bd · 2 ba · 1,508 sqft · $133/sqft · 16 DOM

315 AVENIDA DE PARADISIOSold · Mar ’26

$865,000

315 AVENIDA DE PARADISIO · same community

3 bd · 2 ba · 1,464 sqft · $591/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4 PARADISE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4 PARADISE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4 PARADISE LANE FAQs

What would the monthly payment be for 4 PARADISE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $269/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 4 PARADISE LANE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $15,000, this home is listed about 98% below the Treasure Island median of $699,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4 PARADISE LANE?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TREASURE ISLAND 33706 market on paper

$15,000 is 97% below the TREASURE ISLAND 33706 median of $450,000, and at $5/sqft it sits under the Treasure Island average of $595.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $18,000, now $15,000 — a $3K cut. The full history is in the market section below.

Listing courtesy of SANDCASTLE REALTY INC · Matthew Workman. MLS #TB8505304.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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