
4 PARADISE LANE, TREASURE ISLAND, FL, 33706
Active89 days on marketListed May 6, 2026MLS #TB8505304
About this home
4 PARADISE LANE
Welcome to Paradise—where coastal living meets everyday urgency. Just steps from vibrant dining, nightlife, and the sugar-white sands of the Gulf, this elevated Treasure Island home sits on one of the area’s most coveted streets. From the moment you arrive, unobstructed Boca Ciega Bay views steal the show—wide open water that makes every day feel like a vacation you never have to leave. Completely renovated in 2026, this home is light, bright, and modern throughout. Upgrades include all-new appliances, bathrooms, electrical, security system with full camera coverage, new staircases, fencing, and a fully upgraded lower level for additional living or storage. A spacious 4-car garage ensures parking is never an issue, with additional street parking available. With over 5,100 total square feet under roof, this home offers space, style, and an unmatched coastal lifestyle. And when you’re ready for a change of pace, downtown St. Petersburg—filled with culture, sports, and year-round events—is just 15 minutes away.—all framed by calming water views that draw you in. The open-concept kitchen is built to impress, featuring custom hardwood cabinetry, granite countertops, stainless steel appliances, double ovens, and a separate cooktop—perfect for entertaining or everyday luxury. The spacious layout offers flexibility and comfort with two separate living areas, two bedrooms on the main level, and upstairs a stunning primary suite alongside a fourth bedroom. The primary retreat features a large walk-in closet and an oversized walk in shower with 2 separate waterfall shower heads, and a garden tub designed for relaxation. A brand-new, never-used pool—electrically heated—awaits, surrounded by a private, fully enclosed yard with gated side access and six-foot concrete walls. The deep-water dock featuring a brand-new 13,000 lb high-speed boat lift—just steps from your back door. One of our oldest cities along the St. Petersburg’s Gulf Coast, Treasure Island is famous for its gorgeous beaches and laidback atmosphere. People of all ages find themselves engaged in some of the simplest pleasures of searching for seashells, building sandcastles and taking in the sunsets! Perfectly positioned between the sugar sands of the Gulf and the vibrant energy of Downtown St. Pete, you truly get the best of both worlds. Walk out your front door or cruise from your backyard dock to enjoy waterfront dining, live music, boating, fishing, and endless beachside fun. When you’re ready for a more cosmopolitan vibe, Downtown St. Petersburg is just 15 minutes away, offering world-class museums, galleries, shopping, fine dining, craft cocktails, festivals, and nightlife. From sunsets on the beach to evenings on Central Ave, this is Florida living at its finest. Homes like this don’t come around often—especially at this level of finish, location, and waterfront access. Includes lawn and pool service, with one small pet considered.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,915
Sqft
0.24 ac
Lot size
4
Garage
1998
Year built
Multi/Split
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$269 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$269/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$5 vs $522
Days on market
89 vs 96 typical
Where $5/sqft sits among the 173 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Paradise Island — neighborhood snapshot
Population
824
Median age
63
Median income
$78,500
Median home value
$463,000
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $720K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
97 of 173
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 PARADISE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,266,700
307 AVENIDA DE PARADISIO · same community
3 bd · 2 ba · 1,511 sqft · $838/sqft · 28 DOM
Sold · Jun ’26$200,000
18770 SE 19TH PLACE · same community
2 bd · 2 ba · 1,508 sqft · $133/sqft · 16 DOM
Sold · Mar ’26$865,000
315 AVENIDA DE PARADISIO · same community
3 bd · 2 ba · 1,464 sqft · $591/sqft · 105 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4 PARADISE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 PARADISE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4 PARADISE LANE FAQs
What would the monthly payment be for 4 PARADISE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $269/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4 PARADISE LANE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $15,000, this home is listed about 98% below the Treasure Island median of $699,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4 PARADISE LANE?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$15,000 is 97% below the TREASURE ISLAND 33706 median of $450,000, and at $5/sqft it sits under the Treasure Island average of $595.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $18,000, now $15,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SANDCASTLE REALTY INC · Matthew Workman. MLS #TB8505304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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