David Ramirez
$1,495,000$1,500,000$10,135 /mo all-in ↓

2 PARADISE LANE, TREASURE ISLAND, FL, 33706

Active284 days on marketListed Oct 23, 2025MLS #TB8439267

Reduced $5KWaterfrontPARADISE ISLAND

About this home

2 PARADISE LANE

LAND! See it, Feel it, Touch it! Truly a great investment that never goes away! Discover your private retreat on this large double waterfront lot. With 85 feet of direct water access, panoramic views of Boca Ciega Bay, and its own dock, this property is on deep water with easy access to the Gulf. These lots are primed and ready for your dream estate! Existing large Palm trees have been preserved so that any new home comes with mature tropical landscaping, framing breathtaking Florida water views! Conveniently located just ½ mile from the beach, shopping, dining, and everyday conveniences, with direct access to the Pinellas Trail and just minutes to Downtown St. Petersburg. A current survey is available and the property is also available to be purchased combined with 1 Paradise Ln. Don’t miss the chance to create your dream waterfront home. For buyers interested in a design/build firm, Windstar Homes has designed a custom home that will fit on this lot.

Facts & features

The home at a glance

0.27 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2024)$16,168/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,135 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property tax — 2024 actual bill$1,347
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$10,135/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property taxes (actual bill)$1,347
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Paradise Island

Map of 2 PARADISE LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

Paradise Island — neighborhood snapshot

Population

824

Median age

63

Median income

$78,500

Median home value

$463,000

Avg household

2

Households w/ children

11%

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★
MiddleAzalea Middle School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer12.4 months of inventoryBuyer’s market

$685K$648K

Treasure Island median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 232% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,495,000 $5K
Oct 23, 2025Listed at $1,500,000 · 284 days on market since

Reality check

What actually sold near 2 PARADISE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

315 AVENIDA DE PARADISIOSold · Mar ’26

$865,000

315 AVENIDA DE PARADISIO · same community

3 bd · 2 ba · 1,464 sqft · $591/sqft · 105 DOM

18770 SE 19TH PLACESold · Jun ’26

$200,000

18770 SE 19TH PLACE · same community

2 bd · 2 ba · 1,508 sqft · $133/sqft · 16 DOM

307 AVENIDA DE PARADISIOSold · Dec ’25

$1,266,700

307 AVENIDA DE PARADISIO · same community

3 bd · 2 ba · 1,511 sqft · $838/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2 PARADISE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2 PARADISE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2 PARADISE LANE FAQs

What would the monthly payment be for 2 PARADISE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,135/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2 PARADISE LANE?+

The most recent tax bill on record (2024) was $16,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Treasure Island?+

At $1,495,000, this home is listed about 127% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2 PARADISE LANE?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,495,000 runs 232% above the TREASURE ISLAND 33706 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

284 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,500,000, now $1,495,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jeremy Grant. MLS #TB8439267.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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