David Ramirez
$595,000$610,0002 bd2 ba1,493 sqft$399 /sqft$4,051 /mo all-in ↓

14702 BLUESTONE LANE, ODESSA, FL, 33556

Active79 days on marketListed May 9, 2026MLS #TB8505084

Priced 12% below the ODESSA 33556 medianReduced $15KWaterfrontSingle Family ResidenceLAKE MINEOLA

About this home

14702 BLUESTONE LANE

Welcome to your lakefront Odessa dream home, fully renovated and completely move-in ready, tucked away on nearly an acre along the peaceful shores of Lake Mineola, part of the coveted Chain of Lakes. Set on a private road with no CDD and no HOA, this property offers the kind of freedom that is getting harder to find. From the moment you arrive, the 100 foot asphalt millings driveway and expansive setting set the tone for privacy, space, and flexibility, with plenty of room for boats, toys, and everything in between. Inside, the home has been thoughtfully reimagined with luxury vinyl flooring throughout, modern shaker style baseboards, and recessed lighting flowing seamlessly from room to room. Fresh interior and exterior paint give the entire space a crisp, clean feel. The kitchen is bright and inviting, featuring stainless steel appliances, a natural gas stove, and its own cozy sitting area, perfect for slow mornings or entertaining. The layout flows effortlessly into multiple living spaces, including a spacious living room and dining area, all designed to take full advantage of the lake views. The primary suite, living room, and kitchen all open to the expansive lanai, where you will find the real showstopper, unobstructed views of Lake Mineola. Whether it is morning coffee, sunset dinners, or weekend gatherings, this outdoor space delivers that true Florida lifestyle. Step outside to your extended 300 square foot paver patio and covered lanai with recessed lighting, an ideal setup for entertaining or simply unwinding by the water. Major upgrades provide peace of mind and efficiency, including New roof 2023 3.5 ton Carrier AC 2024 Tankless natural gas water heater 2024 Multi stage whole house water filtration system with UV disinfection and reverse osmosis 2024 Additional highlights include updated electrical fixtures, LED lighting, ceiling fans throughout, and a well system for water supply. If you have been looking for a renovated waterfront home with land, privacy, and direct lake access, this one hits different.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,493

Sqft

0.87 ac

Lot size

1

Garage

1976

Year built

One

Levels

$399

Per sqft

Waterfront

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesNortheast
ExteriorLighting

Community & fees

Taxes (2025)$5,484/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,051 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$457
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$4,051/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$457
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Odessa actives

$399 vs $269

Days on market

79 vs 38 typical

Where $399/sqft sits among the 203 Odessa actives

87
61
16 · this home
7
13
19
$187–259$259–331$331–404$404–476$476–548$548+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Keystone Park Colony

Map of 14702 BLUESTONE LANE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

Keystone Park Colony — neighborhood snapshot

Population

2,621

Median age

36

Median income

$132,769

Median home value

$535,520

Avg household

3

Households w/ children

334

For the school run

Pasco County School District

ElementaryOdessa Elementary School★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

113 of 203

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

CurrentPrice reduced to $595,000 $15K
May 9, 2026Listed at $610,000 · 79 days on market since
1976Built · LAKE MINEOLA

Reality check

What actually sold near 14702 BLUESTONE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1346 BROOKE VIEW DRIVESold · May ’26

$374,700

1346 BROOKE VIEW DRIVE

3 bd · 2 ba · 1,565 sqft · $239/sqft · 32 DOM

7213 JONES ROADSold · Sep ’25

$725,000

7213 JONES ROAD

3 bd · 2 ba · 1,418 sqft · $511/sqft · 123 DOM

1444 CHESAPEAKE DRIVESold · Jun ’26

$563,500

1444 CHESAPEAKE DRIVE

3 bd · 2 ba · 1,578 sqft · $357/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14702 BLUESTONE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14702 BLUESTONE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14702 BLUESTONE LANE FAQs

What would the monthly payment be for 14702 BLUESTONE LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,051/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14702 BLUESTONE LANE?+

The most recent tax bill on record (2025) was $5,484. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Odessa?+

At $595,000, this home is listed about 21% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 14702 BLUESTONE LANE?+

Odessa Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the ODESSA 33556 market on paper

$595,000 is 12% below the ODESSA 33556 median of $676,490.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

79 days on market against a Odessa median of 38 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Odessa Elementary School, James W. Mitchell High School, Seven Springs Middle School — Odessa Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $610,000, now $595,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of BRAINARD REALTY · Chris Zoller. MLS #TB8505084.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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14702 BLUESTONE LANE, ODESSA, FL — 2 Bed, 2 Bath — $595,000 | CENTURY 21 Edge