3296 SUNCOAST PLAINS DRIVE, ODESSA, FL, 33556
Active93 days on marketListed May 4, 2026MLS #TB8504563
About this home
3296 SUNCOAST PLAINS DRIVE
MOVE IN READY. EASY SHOW. JUST CALL ~ EXCEPTIONAL. CLEAN. Hardly lived in (Winter home). MOVE IN READY. Furnished. Well maintained and immaculate home in the highly sought-after community of South Branch Preserves—a true must-see! Community has many amenities and this home offers exceptional VALUE in one of the most desirable areas of Odessa, FL. This home qualifies for TOTAL FINANCING with no income restrictions, ask for details. ALL APPLIANCES INCLUDED EVEN WASH & DRYER. OPEN CONCEPT floor plan featuring 3 spacious bedrooms and 2 full bathrooms, seamlessly connecting the family room, dining area, and MODERN KITCHEN—perfect for both everyday living and entertaining. This bright and airy home is filled with natural light, creating a warm and inviting atmosphere. The kitchen is a standout, complete with 42-inch cabinets, GRANITE countertops, and STAINLESS STEEL appliances—all included! A dedicated laundry room with WASHER and DRYER adds everyday convenience. The PRIMARY suite with WALK-IN closet provides a peaceful retreat, while the spacious secondary bedrooms provide flexibility for family, guests, or a home office. Additional highlights include a finished two-car garage, whole-home water softener system, and included blinds and window treatments. FURNITURE is negotiable, making this a truly turnkey property. Enjoy RESORT-style community AMENITIES including walking trails, sports courts, a soccer field, clubhouse, community pool, and playgrounds. Located just minutes from top shopping, dining, and major highways, this home offers both comfort and convenience—ideal for commuters and families alike. SEE PROPERTY WEBSITE for VIDEO WALKTHROUGH. MOTIVATED SELLER—BRING YOUR OFFERS! Some photos have been virtually staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,516
Sqft
0.1 ac
Lot size
2
Garage
2022
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs SOUTH BRANCH PRESERVE PH 4A 4
$254 vs $210
Days on market
93 vs 43 typical
Where $254/sqft sits among the 7 homes for sale in SOUTH BRANCH PRESERVE PH 4A 4
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
5 of 7
SOUTH BRANCH PRESERVE PH 4A 4 have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3296 SUNCOAST PLAINS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$355,000
3256 SUNCOAST PLAINS DRIVE · same community
3 bd · 2 ba · 1,516 sqft · $234/sqft · 35 DOM
Sold · Oct ’25$373,500
16122 SOFT FERN TRACE · same community
3 bd · 2 ba · 1,516 sqft · $246/sqft · 26 DOM
Sold · Jun ’26$370,000
16005 TUSCANY HILLSIDE ROAD · same community
3 bd · 2 ba · 1,516 sqft · $244/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3296 SUNCOAST PLAINS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3296 SUNCOAST PLAINS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3296 SUNCOAST PLAINS DRIVE FAQs
What would the monthly payment be for 3296 SUNCOAST PLAINS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,359/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3296 SUNCOAST PLAINS DRIVE?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3296 SUNCOAST PLAINS DRIVE?+
The most recent tax bill on record (2025) was $8,316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3296 SUNCOAST PLAINS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $385,000, this home is listed about 45% below the Odessa median of $700,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3296 SUNCOAST PLAINS DRIVE?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ODESSA 33556 market on paper
$385,000 is 42% below the ODESSA 33556 median of $660,000, and at $254/sqft it sits under the Odessa average of $352.
02Time on market is leverage
93 days on market against a Odessa median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $396,000, now $385,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MINT REALTY GROUP LLC · Manish Ajvalia. MLS #TB8504563.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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