David Ramirez
$575,0004 bd3 ba2,792 sqft$206 /sqft$3,726 /mo all-in ↓

10339 BEDFORD ROAD, SPRING HILL, FL, 34608

Active53 days on marketListed Jun 1, 2026MLS #TB8504339

Private poolSingle Family ResidenceORCHARD PARK

About this home

10339 BEDFORD ROAD

This STUNNING 4-bedroom, 3-bathroom home offers an OPEN, split-bedroom floorplan designed for both COMFORTABLE LIVING and effortless entertaining. Situated on a spacious CORNER LOT of OVER HALF an ACRE, this property provides exceptional PRIVACY with a fully PVC-FENCED yard, LUSH landscaping, and plenty of room to enjoy the Florida lifestyle. ~ Step through the impressive double-door entry and be welcomed by soaring HIGH CEILINGS and breathtaking views of the SPARKLING screened POOL through THREE SETS of FRENCH DOORS. The expansive LANAI and EXTENDED PAVER POOL DECK create the perfect setting for outdoor gatherings, while the HUGE BACKYARD offers endless possibilities for recreation and relaxation. ~ The beautifully UPDATED KITCHEN is the heart of the home, featuring BRAND-NEW CABINETRY, QUARTZ countertops, abundant prep space, a center ISLAND, breakfast bar seating, and a charming EAT-IN AREA with a beautiful bay window. The kitchen flows seamlessly into the family room, creating an ideal space for everyday living and entertaining. ~ The spacious primary suite is a true retreat, complete with sliding glass doors overlooking the pool and backyard and a recently RENOVATED, SPA-LIKE ENSUITE featuring a luxurious OVERSIZED GARDEN TUB, gorgeous new tile, Quartz countertops, and luxurious finishes. Two guest bedrooms feature LARGE WALK-IN CLOSETS and share a recently updated bathroom. A PRIVATE MOTHER-IN-LAW SUITE located off the pool area includes its own full bathroom, offering flexibility for guests, extended family, or a home office. ~ Additional features include IMPACT-RESISTANT TINTED WINDOWS (installed 2013/2015) with a transferable 15-year warranty, providing outstanding storm protection, energy efficiency, and year-round comfort. The lanai features a durable PVC ceiling. Both the interior and exterior of THE HOME have been RECENTLY PAINTED. Completing the package is an OVERSIZED 2-CAR SIDE-ENTRY GARAGE and a thoughtfully designed layout that maximizes both space and privacy. ~~ ROOF 2021, A/C 2022, resurfaced pool 2025, IRRIGATION SYSTEM, GUTTERS, brand new carpet in primary & bedroom 3, LAMINATE flooring in living areas. ~~~ This EXCEPTIONAL PROPERTY combines ELEGANT UPDATES, generous indoor and outdoor living spaces, and an UNBEATABLE setting—making it THE PERFECT PLACE to CALL HOME!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,792

Sqft

0.58 ac

Lot size

2

Garage

1995

Year built

One

Levels

$206

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Private Mailbox

Community & fees

Taxes (2025)$2,972/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,726 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$248
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,726/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$248
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$451KedgeAI estimate $506,241 · range $470K$524K$598K

vs edgeAI estimate

+13.6%

$/sqft vs Spring Hill actives

$206 vs $193

Days on market

53 vs 29 typical

Where $206/sqft sits among the 400 Spring Hill actives

89
87
107 · this home
52
30
35
$147–167$167–188$188–209$209–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 10339 BEDFORD ROAD

Drive times from this address

Tampa Int’l Airport (TPA)59 min
Downtown Tampa62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,565

Median age

42.4

Median income

$62,197

Median home value

$237,400

Avg household

2.54

Households w/ children

4,122

For the school run

Hernando County School District

HighFrank W. Springstead High School★★★★★
ElementaryExplorer K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

203 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 81% above the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

Jun 1, 2026Listed at $575,000 · 53 days on market since
1995Built · ORCHARD PARK

Reality check

What actually sold near 10339 BEDFORD ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · May ’26

$490,000

Nearby listing · same community

4 bd · 3.5 ba · 2,856 sqft · $172/sqft · 111 DOM

10177 DEER STREETSold · Mar ’26

$464,900

10177 DEER STREET · same community

4 bd · 3 ba · 3,043 sqft · $153/sqft · 145 DOM

10364 BEDFORD ROADSold · Apr ’26

$385,000

10364 BEDFORD ROAD · same community

4 bd · 3 ba · 2,465 sqft · $156/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10339 BEDFORD ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10339 BEDFORD ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10339 BEDFORD ROAD FAQs

What would the monthly payment be for 10339 BEDFORD ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,726/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10339 BEDFORD ROAD?+

The most recent tax bill on record (2025) was $2,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10339 BEDFORD ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $575,000, this home is listed about 67% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10339 BEDFORD ROAD?+

Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MIHARA & ASSOCIATES INC. · Lisa Turbeville. MLS #TB8504339.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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