13416 WHITMARSH STREET, SPRING HILL, FL, 34609
Active33 days on marketListed Jun 22, 2026MLS #W7886954
About this home
13416 WHITMARSH STREET
Welcome to this luxurious custom built Cabana home by Palmwood builders. Walk into the courtyard featuring your gorgeous pool with a beach entry and fountain feature to keep you cooled off, there is a fire pit, comfy sectional with large TV great for game night or hosting parties, the pool area features brick pavers, gas propane drop for the fire pit, pool is solar heated (solar panels are paid off) Walk into this breathtaking home with expansive great room, formal dining room, Gourmet kitchen, 42" cabinets, 2 dishwashers (Fisher Paykel upscale brand), gas stove, huge island great spot for morning coffee, quartz countertops, designer backsplash, canned lights, rocker switches. Inside the home you have the primary bedroom it's a generous size with sliding glass doors leading to the pool, primary bathroom has a luxurious walk in shower, his/her sinks, large walk in closet. Inside you also have the second bedroom & the office. Outside by the pool is the third bedroom with a full bathroom. All the bedrooms and the living room have sliding glass doors to the pool. Has been gently used seasonally by owner. This home was customized to the owners specifications, the courtyard wall was extended for more privacy, the office was changed from a porch, front elevation and exterior paint are upgrades, sprinklers are on a well, four gas drops( 2 in the courtyard, gas stove in kitchen, one in the garage) **Seller would like to sell the home fully furnished except for the primary bedroom furniture/ Negotiable*** Great corner lot, no HOA, no deed restrictions, close to Pine Island Beach, Weeki Wachee state park with the Mermaid show, shopping, restaurants, hospitals close by. Easy commute to Tampa on the Suncoast Expwyy, 45-50 minutes to the Tampa Intl. Airport, Buccaneer stadium, Tampa Bay Lightning, International Mall. Award winning Clearwater Beach apprx. an hour away.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,016
Sqft
0.43 ac
Lot size
2
Garage
2019
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,988 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,988/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.6%
$/sqft vs Spring Hill actives
$298 vs $192
Days on market
33 vs 29 typical
Where $298/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 13416 WHITMARSH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$380,000
1231 ETTA AVENUE · same community
3 bd · 2 ba · 2,026 sqft · $188/sqft · 65 DOM
Sold · Sep ’25$305,000
1221 ETTA AVENUE · same community
3 bd · 2 ba · 1,980 sqft · $154/sqft · 36 DOM
Sold · Nov ’25$500,000
13387 DEWEY COURT · same community
3 bd · 2 ba · 1,622 sqft · $308/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13416 WHITMARSH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13416 WHITMARSH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13416 WHITMARSH STREET FAQs
What would the monthly payment be for 13416 WHITMARSH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,988/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13416 WHITMARSH STREET?+
The most recent tax bill on record (2025) was $4,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $600,000, this home is listed about 74% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13416 WHITMARSH STREET?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Tracie Trotter. MLS #W7886954.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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