736 PRUITT DRIVE, MADEIRA BEACH, FL, 33708
Active45 days on marketListed Jun 9, 2026MLS #TB8504222
About this home
736 PRUITT DRIVE
Welcome to one of the most unique and desirable waterfront properties in Madeira Beach. Situated on a massive 13,500+ square foot lot with 145 feet of water frontage, this estate offers an unparalleled opportunity for boaters, water lovers, and those seeking true Florida luxury. Waterfront lots of this size are extremely rare, and with direct access to the Intracoastal Waterway, you will enjoy quick and easy boating to the Gulf of Mexico. The oversized dock can accommodate nearly any size vessel, making this a dream setup for yacht owners and avid boaters alike. The main residence, built in 2009, features 3,750 square feet of heated living space with five spacious bedrooms and four full bathrooms. Designed with both comfort and elegance in mind, the home boasts high ceilings, abundant natural light, and modern upgrades throughout. Inside you will find a stunning open floor plan with hardwood and tile flooring, a welcoming foyer with grand double entry doors, and a living area that opens up to breathtaking waterfront views. The chef's kitchen is complete with rich wood cabinetry, granite countertops, stainless steel appliances, a large center island, and pendant lighting, making it ideal for entertaining. Additional highlights include an expansive waterfront balcony stretching the full length of the home, a durable tile roof, a ten-car garage providing incredible storage or car collection space, a private elevator for convenience and accessibility, and a spacious laundry room. The elegant entry staircase enhances the home's curb appeal and sets the tone for the luxurious living within. Out back, the property offers ample room to relax, entertain, or simply take in the serene waterfront lifestyle. The oversized lot also provides opportunities for future expansion, outdoor living enhancements, or the addition of a custom pool overlooking the canal. This home truly combines the best of Florida living with a rare oversized lot, premier waterfront access, and a modern, spacious home. Ideally located just minutes from the sandy beaches of Madeira Beach, top-rated dining, shopping, and vibrant entertainment options, this property offers the perfect balance of privacy and convenience.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,750
Sqft
0.31 ac
Lot size
8
Garage
2009
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Madeira Beach actives
$2 vs $632
Days on market
45 vs 88 typical
Where $2/sqft sits among the 127 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $585K
Madeira Beach median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
63 of 127
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 736 PRUITT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$875,000
732 PRUITT DRIVE · same community
2 bd · 2 ba · 1,999 sqft · $438/sqft · 0 DOM
Sold · Oct ’25$927,600
728 PRUITT DRIVE · same community
3 bd · 2 ba · 1,802 sqft · $515/sqft · 0 DOM
Sold · Jan ’26$635,000
730 PRUITT DRIVE · same community
2 bd · 1 ba · 1,330 sqft · $477/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 736 PRUITT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 736 PRUITT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
736 PRUITT DRIVE FAQs
What would the monthly payment be for 736 PRUITT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $211/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 736 PRUITT DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Madeira Beach?+
At $7,000, this home is listed about 99% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 736 PRUITT DRIVE?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MADEIRA BEACH 33708 market on paper
$7,000 is 99% below the MADEIRA BEACH 33708 median of $495,000, and at $2/sqft it sits under the Madeira Beach average of $742.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $8,000, now $7,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WILSON REALTY LLC · Rick Steiermann, IV. MLS #TB8504222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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