David Ramirez
$7,0003 bd2 ba1,625 sqft$4 /sqft$1,091 /mo all-in ↓

15316 GULF BOULEVARD UNIT 604, MADEIRA BEACH, FL, 33708

Active3554 days on marketMLS #U7786294

Priced 99% below the MADEIRA BEACH 33708 medianWaterfrontPrivate poolCondominiumMADEIRA TOWERS CONDO

About this home

15316 GULF BOULEVARD UNIT 604

SUNRISE AND SUNSET. Coffee in the morning with sunrise, drinks in the evening with sunsets are standard with this spacious 3 BR 2 BA Gulf front end unit. Rare to get both views from your PRIVATE wrap around balcony with 16 ft. facing the west/sunsets/Gulf, 11 ft. facing the east/Intercoastal/sunrise, and 56 ft. wrapping around in between. Access balcony from sliding doors in the breakfast nook, living room, and master bedroom. More Gulf views from 12 foot window at breakfast nook. Also a window in the kitchen above the sink facing the Gulf. Views all over this condo. Miles of the beaches are right out the door. Watch dolphins, gather shells, or take a stroll on the beach. Heated pool, hot tub, and grill are right by the beach. Picnic tables. King bed in the master with views of the gulf, double/twin bunk in second bedroom, and double in the third bedroom. Master bedroom has TV and full bath. Living room has flat screen TV. Kitchen fully stocked with necessities. Full size washer and dryer in a separate utility room. Free WiFi, phone calls to US and Canada, Cable. One covered parking spot, plenty of guest parking. Access to building with key. New elevator in 2015.This is a quiet community with only 40 units, most are permanent residents. Walk to grocery store, restaurant, park, and shops. Short drive to Johns Pass and next to beach trolley that goes from Clearwater to St. Pete Beach. No pets, no smoking. *****************NOT available Jan 1 2025 to May 1 2025. THE 2025 RATES $6000 MONTHLY*******2026 rates 6500 monthly

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,625

Sqft

1978

Year built

$4

Per sqft

Private poolWaterfrontWater viewTurnkey

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · Living Room/Dining Room Combo · Open Floorplan
LaundryInside
HeatingCentral
FurnishedTurnkey

Outside & construction

ViewWater
ExteriorBalcony · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2021)$10,640/yr
PetsNo
CommunityWater Access · Waterfront · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,091 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$41
FHA mortgage insurance (est.)$3
Property tax — 2021 actual bill$887
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $245Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $245
Interest rate6.00%
Loan term

Estimated payment

$1,091/mo

Principal & interest$41
FHA mortgage insurance (est.)$3
Property taxes (actual bill)$887
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Madeira Beach actives

$4 vs $627

Days on market

3554 vs 88 typical

Where $4/sqft sits among the 121 Madeira Beach actives

16 · this home
69
23
3
3
7
$4–392$392–780$780–1168$1168–1556$1556–1944$1944+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Madeira Beach

Map of 15316 GULF BOULEVARD UNIT 604

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$573K$585K

Madeira Beach median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

58 of 121

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

1978Built · MADEIRA TOWERS CONDO

Reality check

What actually sold near 15316 GULF BOULEVARD UNIT 604

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15316 GULF BOULEVARD UNIT 301Sold · May ’26

$1,100,000

15316 GULF BOULEVARD UNIT 301 · same community

3 bd · 2 ba · 1,625 sqft · $677/sqft · 148 DOM

15316 GULF BOULEVARD UNIT 402Sold · Apr ’26

$880,000

15316 GULF BOULEVARD UNIT 402 · same community

3 bd · 2 ba · 1,265 sqft · $696/sqft · 44 DOM

140 142ND AVENUE ESold · Mar ’26

$740,000

140 142ND AVENUE E

3 bd · 2.5 ba · 1,680 sqft · $440/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15316 GULF BOULEVARD UNIT 604 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15316 GULF BOULEVARD UNIT 604 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

15316 GULF BOULEVARD UNIT 604 FAQs

What would the monthly payment be for 15316 GULF BOULEVARD UNIT 604?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15316 GULF BOULEVARD UNIT 604?+

The most recent tax bill on record (2021) was $10,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15316 GULF BOULEVARD UNIT 604?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $7,000, this home is listed about 99% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15316 GULF BOULEVARD UNIT 604?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the MADEIRA BEACH 33708 market on paper

$7,000 is 99% below the MADEIRA BEACH 33708 median of $475,000, and at $4/sqft it sits under the Madeira Beach average of $742.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

3554 days on market against a Madeira Beach median of 88 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Maryann Spearman. MLS #U7786294.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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