
12728 83RD AVENUE, SEMINOLE, FL, 33776
Active93 days on marketListed May 1, 2026MLS #TB8503919
About this home
12728 83RD AVENUE
Hard to find income-producing pool home in one of Seminole’s most desirable and best-located neighborhoods, just minutes from the Gulf beaches and everything the area has to offer. The owner’s retirement presents a unique opportunity to secure this spacious two-story 4 bed / 2 bath home with an additional 5th flex bedroom at the lowest price per sq ft in the area, in a market known for strong long-term appreciation and strong short-term rental demand. So what makes this one so special? 1) New roof installed in 2021. 2) Spacious two-story 4 bed / 2 bath layout, offering comfortable separation of living space and flexible functionality. The second floor boasts 3 bedrooms with another bedroom on the first floor. 3) Large eat-in kitchen with center island, providing abundant prep space, storage, and room for gathering. 4) Enclosed garage area converted to a 5th bedroom / flex space with AC, ideal for added storage, home office use, or guest bedroom. 5) Private pool, perfect for relaxing and entertaining. 6) Large yard with ample room for pets, gatherings, outdoor activities, storage, and soaking up the Florida sunshine. 7) Fantastic Seminole location, just minutes from award-winning beaches, top-rated schools, Seminole City Center, grocery stores, and an abundance of shopping, dining, and entertainment options. 8) Currently rented month-to-month at 3,000 / mo, providing immediate income with flexibility for investors or future owner-occupants. Investor notes: LTR: 3,000 / mo current. STR: 70k gross /yr at only half year occupancy. With strong in-place income, immediate flexibility, and exceptional demand from both long-term and short-term renters, opportunities like this are exceptionally rare in today’s market. No HOA/CDD. Feel free to soft pitch before writing anything up. Disclosures and MLS info sheet available. No assignable contracts accepted.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,442
Sqft
0.16 ac
Lot size
1
Garage
1966
Year built
Two
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,324 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,324/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.1%
$/sqft vs Seminole actives
$291 vs $251
Days on market
93 vs 44 typical
Where $291/sqft sits among the 289 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Boca Ciega Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Boca Ciega Ridge — neighborhood snapshot
Population
1,014
Median age
44
Median income
$100,435
Median home value
$385,900
Avg household
3
Households w/ children
79%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 289
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 12728 83RD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$585,000
8230 128TH STREET · same community
5 bd · 2 ba · 2,130 sqft · $275/sqft · 16 DOM
Sold · Jun ’26$555,000
12254 69TH TER TERRACE
3 bd · 2 ba · 1,493 sqft · $372/sqft · 7 DOM
Sold · Apr ’26$435,000
6947 114TH STREET
3 bd · 2 ba · 1,339 sqft · $325/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12728 83RD AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12728 83RD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12728 83RD AVENUE FAQs
What would the monthly payment be for 12728 83RD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,324/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12728 83RD AVENUE?+
The most recent tax bill on record (2025) was $6,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $420,000, this home is listed about 2% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 12728 83RD AVENUE?+
Richard O Jacobson Technical High School At Seminole (high), Bauder Elementary School (elementary), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33776 market on paper
$420,000 is 21% below the SEMINOLE 33776 median of $529,500.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
93 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Bauder Elementary School, Seminole Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $435,000, now $420,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RICHARD PETERS REALTY LLC · Alexander Izikson. MLS #TB8503919.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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