9434 TARA CAY COURT UNIT 25, SEMINOLE, FL, 33776
Active217 days on marketListed Jan 5, 2026MLS #TB8460800
About this home
9434 TARA CAY COURT UNIT 25
Rarely available waterfront living Townhouse in the hidden enclave of Tara Cay II. The DEEDED boat slip leads into the Intracoastal Waterway and a short boat trip to John’s Pass or Clearwater Bay or take a boat ride to your favorite restaurant on the water. Rear of house has no neighbors, borders a Conservation Area, and sits directly West for spectacular sunset views. Perfect for boating enthusiasts seeking convenience and tranquility. With over 1,500 square feet, this three-bedroom, three-bath residence features an open, airy floor plan ideal for both everyday living and entertaining. Second floor offers two bedrooms, both with ensuite. The third bedroom is conveniently located on main floor with full bath. Located within a quiet, charming, low-density enclave. Residents enjoy access to a peaceful heated community pool, where you can sit and watch the boats go by on the Intracoastal. A large grounds area, that allows for plenty of room for dog walking and playing. The home has been thoughtfully maintained with major upgrades already completed, including a new roof (2023), brand-new hot water heater, newer AC (approx. four years), and new kitchen and laundry appliances, including an induction oven. New hurricane rated windows and doors in living area. Washer and dryer are conveniently located on the upper level. This property experienced NO FLOODING during previous storms. Low-maintenance living is made easy with a $375 monthly fee covering water, sewer, garbage, cable, internet, exterior maintenance, and grounds care. A rare opportunity to enjoy waterfront lifestyle, boating access, and sunsets—all in a prime location. Close to shopping, beach, restaurants and medical facilities, with a short commute to airport and downtown.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,506
Sqft
0.04 ac
Lot size
1990
Year built
Two
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30%
$/sqft vs Seminole actives
$289 vs $248
Days on market
217 vs 44 typical
Where $289/sqft sits among the 281 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tara Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Tara Cay — neighborhood snapshot
Population
632
Median age
60
Median income
$87,375
Median home value
$433,200
Avg household
2
Households w/ children
32%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
157 of 281
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9434 TARA CAY COURT UNIT 25
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$550,000
9421 TARA CAY DRIVE UNIT 9 · same community
2 bd · 2 ba · 1,234 sqft · $446/sqft · 14 DOM
Sold · Jun ’26$1,050,000
19020 GULF BOULEVARD UNIT 8
3 bd · 2 ba · 1,512 sqft · $694/sqft · 16 DOM
Sold · May ’26$435,000
13772 80TH AVENUE
3 bd · 2 ba · 1,475 sqft · $295/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9434 TARA CAY COURT UNIT 25 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9434 TARA CAY COURT UNIT 25 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9434 TARA CAY COURT UNIT 25 FAQs
What would the monthly payment be for 9434 TARA CAY COURT UNIT 25?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9434 TARA CAY COURT UNIT 25?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9434 TARA CAY COURT UNIT 25?+
The most recent tax bill on record (2024) was $6,095. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9434 TARA CAY COURT UNIT 25?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $434,900, this home is listed about 12% above the Seminole median of $387,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9434 TARA CAY COURT UNIT 25?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33776 market on paper
$434,900 is 13% below the SEMINOLE 33776 median of $499,950.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
217 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $469,900, now $434,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST · Heidi Pecora PA. MLS #TB8460800.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Seminole homes, in your inbox
Like 9434 TARA CAY COURT UNIT 25 but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →