9875 MAINLANDS BOULEVARD W, PINELLAS PARK, FL, 33782
Active86 days on marketListed Apr 30, 2026MLS #TB8503437
About this home
9875 MAINLANDS BOULEVARD W
Enjoy the best of Florida 55+ living in this waterfront home on a large pond—no flood insurance required. This 1,258 sq ft, 2-bedroom, 2-bath home with a 1-car garage is truly move-in ready, offering extensive upgrades for comfort, style, and peace of mind. Take in stunning sunrise views and abundant wildlife from the spacious screened Florida Room. Mainlands of Tamarac is an active lifestyle community with a friendly, social atmosphere centered around the Unit 1 Clubhouse, featuring a heated pool, shuffleboard courts, and a clubhouse with a variety of events—plus you’re just a short distance to Mainlands Golf Club. Inside, engineered hardwood floors flow through the living room, breakfast nook and dining area. The kitchen offers stainless steel appliances, granite countertops, laminate flooring, extra storage, and serene water views. A second bonus area off the kitchen—currently used as an office—also enjoys water views. Both bedrooms and the living room feature plantation shutters. Recent updates include a hurricane-rated designer front door, ceiling fans, Bosch dishwasher, hot water tank, kitchen faucet, showers with grab bars, and a new thermostat. The HVAC system has been professionally maintained with an annual service contract. Conveniently located in Pinellas Park, with easy access to shopping, dining, medical facilities, and quick drives to St. Petersburg, Clearwater, and Tampa, including Tampa International and St. Pete-Clearwater airports. If you’re seeking a quiet, active, and social community, Mainlands of Tamarac by the Gulf offers a complete retirement package. Seller has purchased next home, moving day is coming soon and he is ready to sell! Along with a substantial price reduction, Seller is offering a $5,000 credit (with acceptable offer) for Buyer Rate Buydown or may be applied to your closing costs.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,258
Sqft
0.11 ac
Lot size
1
Garage
1970
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,943 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,943/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.4%
$/sqft vs Pinellas Park actives
$254 vs $221
Days on market
86 vs 42 typical
Where $254/sqft sits among the 223 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
108 of 223
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 9875 MAINLANDS BOULEVARD W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$199,000
9740 45TH STREET N · same community
2 bd · 2 ba · 1,250 sqft · $159/sqft · 85 DOM
Sold · Sep ’25$299,500
9830 44TH WAY N · same community
2 bd · 2 ba · 1,276 sqft · $235/sqft · 3 DOM
Sold · Apr ’26$228,000
9506 45TH STREET N · same community
2 bd · 2 ba · 1,276 sqft · $179/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9875 MAINLANDS BOULEVARD W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9875 MAINLANDS BOULEVARD W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9875 MAINLANDS BOULEVARD W FAQs
What would the monthly payment be for 9875 MAINLANDS BOULEVARD W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,943/mo — principal and interest, the actual property-tax bill, the $468/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9875 MAINLANDS BOULEVARD W?+
The association fee works out to $468 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9875 MAINLANDS BOULEVARD W?+
The most recent tax bill on record (2025) was $3,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9875 MAINLANDS BOULEVARD W?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $319,900, this home is listed about 7% above the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9875 MAINLANDS BOULEVARD W?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
86 days on market against a Pinellas Park median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $332,000, now $319,900 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SILVER REALTY SERVICES, LLC · James McConnell, Jr. MLS #TB8503437.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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