4370 94TH TERRACE N, PINELLAS PARK, FL, 33782
Active351 days on marketListed Aug 15, 2025MLS #TB8418274
About this home
4370 94TH TERRACE N
Welcome to your beautifully updated retreat in the desirable 55+ community of Mainlands of Tamarac by the Gulf! This charming 2-bedroom, 2-bathroom single-family home offers approximately 1,598 sq. ft. of thoughtfully designed living space, including a split floor plan with a separate living room, dining room, and family room — perfect for entertaining or relaxing in comfort. The roof was replaced in 2022, ensuring peace of mind for years to come. You’ll also enjoy the convenience of a one-car garage with washer and dryer hookup. Living here means embracing a low-maintenance lifestyle, with the HOA covering internet, TV, lawn care, roof maintenance, and even pressure washing, so you can spend more time enjoying all the community has to offer. Community amenities include: Multiple clubhouses hosting social events and activities. Outdoor pools and sundecks for year-round enjoyment. Shuffleboard courts, walking & biking paths. The Mainlands Golf Course — an 18-hole public course with pro shop and restaurant. Perfectly located near shopping, dining, and entertainment, this home also offers easy access to Clearwater, St. Petersburg, and Tampa — with Tampa International Airport just 25 minutes away. Don’t miss your chance to own this move-in ready, meticulously maintained home in one of the area’s most vibrant and welcoming 55+ communities. Schedule your private showing today and start living the Florida lifestyle you’ve been dreaming of!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,598
Sqft
0.13 ac
Lot size
1
Garage
1969
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,337 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,337/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs Pinellas Park actives
$181 vs $223
Days on market
351 vs 42 typical
Where $181/sqft sits among the 211 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
108 of 211
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 4370 94TH TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$282,500
9500 45TH WAY N · same community
2 bd · 2 ba · 1,598 sqft · $177/sqft · 45 DOM
Sold · May ’26$255,000
4515 98TH TERRACE N · same community
2 bd · 2 ba · 1,587 sqft · $161/sqft · 1 DOM
Sold · Apr ’26$243,000
9460 45TH WAY N · same community
2 bd · 2 ba · 1,576 sqft · $154/sqft · 243 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4370 94TH TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4370 94TH TERRACE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4370 94TH TERRACE N FAQs
What would the monthly payment be for 4370 94TH TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,337/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4370 94TH TERRACE N?+
The most recent tax bill on record (2024) was $4,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4370 94TH TERRACE N?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $290,000, this home is listed about 3% below the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4370 94TH TERRACE N?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SEASIDE LUXURY REAL ESTATE GROUP · Xina Rim. MLS #TB8418274.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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