4215 E BAY DRIVE UNIT 1403, CLEARWATER, FL, 33764
Active84 days on marketListed May 1, 2026MLS #TB8503360
About this home
4215 E BAY DRIVE UNIT 1403
This beautifully maintained residence offers the perfect blend of comfort, convenience, and the Florida lifestyle. One of the limited townhome-style models within the community, this unique unit provides added space, privacy, and a highly desirable layout that is rarely available. Step inside to discover a bright and inviting interior with an open-concept living and dining area filled with natural light. The functional layout creates a welcoming atmosphere ideal for everyday living or entertaining. The kitchen is equipped with ample cabinetry and counter space, offering both practicality and efficiency for meal preparation. The primary bedroom serves as a relaxing retreat with generous closet space, while additional living areas provide flexibility for guests, a home office, or hobbies. Enjoy your own private outdoor space—perfect for morning coffee or unwinding in the evening while enjoying Florida’s year-round sunshine. Residents of this well-maintained community enjoy amenities that such as a pool, clubhouse, and landscaped grounds. Convenient parking in front of unit and easy access enhance the overall appeal of the property. Ideally located, this home is just minutes from the stunning Clearwater Beach. You’ll also appreciate close proximity to shopping, dining, parks, and everyday conveniences. With easy access to major roadways, commuting to St. Petersburg and Tampa is simple and convenient.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,000
Sqft
0.02 ac
Lot size
1971
Year built
Two
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,769 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,769/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.9%
$/sqft vs Clearwater actives
$216 vs $218
Days on market
84 vs 47 typical
Where $216/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
212 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 4215 E BAY DRIVE UNIT 1403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$150,000
4215 E BAY DRIVE UNIT 1013B · same community
2 bd · 2 ba · 870 sqft · $172/sqft · 17 DOM
Sold · Feb ’26$120,000
4215 EAST BAY DRIVE UNIT 1601D · same community
2 bd · 1 ba · 830 sqft · $145/sqft · 169 DOM
Sold · Nov ’25$90,000
4215 E BAY DRIVE UNIT 104 · same community
1 bd · 1 ba · 660 sqft · $136/sqft · 317 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4215 E BAY DRIVE UNIT 1403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4215 E BAY DRIVE UNIT 1403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4215 E BAY DRIVE UNIT 1403 FAQs
What would the monthly payment be for 4215 E BAY DRIVE UNIT 1403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,769/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4215 E BAY DRIVE UNIT 1403?+
The most recent tax bill on record (2025) was $2,920. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4215 E BAY DRIVE UNIT 1403?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $215,700, this home is listed about 22% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4215 E BAY DRIVE UNIT 1403?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33764 market on paper
$215,700 is 6% below the CLEARWATER 33764 median of $230,000, and at $216/sqft it sits under the Clearwater average of $275.
02Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $225,700, now $215,700 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Adriana Bolivar. MLS #TB8503360.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 4215 E BAY DRIVE UNIT 1403 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →