4215 E BAY DRIVE UNIT 1806D, CLEARWATER, FL, 33764
Active113 days on marketListed Apr 2, 2026MLS #TB8493082
About this home
4215 E BAY DRIVE UNIT 1806D
SELLER MOTIVATED! Just 6 miles from the beach, this charming and updated 1-bedroom, 1-bath condo in Woodside Village offers one of the best values on the market! Located on the second floor, the unit features a great layout, private balcony, and comes partially furnished for the buyer’s convenience. Light, bright, and inviting throughout, it’s move-in ready and ideal as a primary residence, second home, or investment opportunity. Woodside Village offers resort-style amenities including THREE heated saltwater pools, shuffleboard courts, a clubhouse with sauna, and beautifully maintained grounds. The HOA covers water, sewer, trash, landscaping, insurance, maintenance, security, and on-site management for easy, low-maintenance living. NO FLOOD INSURANCE IS REQUIRED! Such an incredible opportunity. Schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
590
Sqft
19.83 ac
Lot size
1971
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,569 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,569/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.4%
$/sqft vs Clearwater actives
$185 vs $216
Days on market
113 vs 47 typical
Where $185/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
212 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 4215 E BAY DRIVE UNIT 1806D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$110,000
4215 E BAY DRIVE UNIT 1807B · same community
1 bd · 1 ba · 590 sqft · $186/sqft · 220 DOM
Sold · Apr ’26$115,000
4215 E BAY DRIVE UNIT 1805B · same community
1 bd · 1 ba · 590 sqft · $195/sqft · 3 DOM
Sold · Oct ’25$118,000
4215 E BAY DRIVE UNIT 1510A · same community
1 bd · 1 ba · 590 sqft · $200/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4215 E BAY DRIVE UNIT 1806D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4215 E BAY DRIVE UNIT 1806D — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4215 E BAY DRIVE UNIT 1806D FAQs
What would the monthly payment be for 4215 E BAY DRIVE UNIT 1806D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,569/mo — principal and interest, the actual property-tax bill, the $560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4215 E BAY DRIVE UNIT 1806D?+
The association fee works out to $560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4215 E BAY DRIVE UNIT 1806D?+
The most recent tax bill on record (2025) was $1,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4215 E BAY DRIVE UNIT 1806D?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $109,000, this home is listed about 60% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4215 E BAY DRIVE UNIT 1806D?+
Oak Grove Middle School (middle), Plumb Elementary School (elementary), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CLEARWATER 33764 market on paper
$109,000 is 53% below the CLEARWATER 33764 median of $230,000, and at $185/sqft it sits under the Clearwater average of $275.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $560/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
113 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Oak Grove Middle School, Plumb Elementary School, Clearwater High School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Irina Roth LLC. MLS #TB8493082.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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