9990 EAGLES POINT CIRCLE UNIT 4, PORT RICHEY, FL, 34668
Active95 days on marketListed May 1, 2026MLS #TB8502532
About this home
9990 EAGLES POINT CIRCLE UNIT 4
Charming, 2BR/2BA condo in the highly desirable 55+ Eagles Point waterfront community with direct Gulf access. This beautifully maintained home features an open-concept layout, stunning floor-to-ceiling stone fireplace, and a versatile enclosed bonus room—perfect for a home office or guest space. Enjoy a spacious kitchen with ample cabinetry, pantry, and breakfast bar, plus in-unit washer/dryer for convenience. Relax year-round in the large enclosed lanai and retreat to a generous primary suite. Resort-style amenities include a heated pool, clubhouse, fitness center, billiards room, private dock, and kayak storage. HOA covers water, sewer, trash, cable, flood insurance, roof, and exterior maintenance for truly low-maintenance living. Rentals allowed immediately—great investment opportunity. Prime location near shopping, dining, downtown New Port Richey, Tarpon Springs, Gulf beaches, and Tampa International Airport. Experience the best of Florida waterfront living with wildlife views and sunset skies right outside your door.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,320
Sqft
0.02 ac
Lot size
1980
Year built
Two
Levels
$80
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,018 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,018/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.1%
$/sqft vs Port Richey actives
$80 vs $192
Days on market
95 vs 40 typical
Where $80/sqft sits among the 316 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $225K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
167 of 316
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9990 EAGLES POINT CIRCLE UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$85,000
9980 EAGLES POINT CIRCLE UNIT 1 · same community
2 bd · 2 ba · 1,320 sqft · $64/sqft · 182 DOM
Sold · Mar ’26$99,000
9981 EAGLES POINT CIRCLE UNIT 4 · same community
2 bd · 2 ba · 1,320 sqft · $75/sqft · 103 DOM
Sold · Dec ’25$120,000
9970 EAGLES POINT CIRCLE UNIT 3 · same community
2 bd · 2 ba · 1,320 sqft · $91/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9990 EAGLES POINT CIRCLE UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9990 EAGLES POINT CIRCLE UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9990 EAGLES POINT CIRCLE UNIT 4 FAQs
What would the monthly payment be for 9990 EAGLES POINT CIRCLE UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,018/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9990 EAGLES POINT CIRCLE UNIT 4?+
The most recent tax bill on record (2025) was $2,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9990 EAGLES POINT CIRCLE UNIT 4?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $105,000, this home is listed about 60% below the Port Richey median of $259,990. The market section on this page shows how the area is trending.
Which schools are assigned to 9990 EAGLES POINT CIRCLE UNIT 4?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT RICHEY 34668 market on paper
$105,000 is 57% below the PORT RICHEY 34668 median of $245,000, and at $80/sqft it sits under the Port Richey average of $207.
02Time on market is leverage
95 days on market against a Port Richey median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $125,000, now $105,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Dee Koulias. MLS #TB8502532.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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