9981 EAGLES PT CIRCLE UNIT 4, PORT RICHEY, FL, 34668
Active93 days on marketListed May 2, 2026MLS #TB8503808
About this home
9981 EAGLES PT CIRCLE UNIT 4
Apply today and enjoy a credit of $500 off your first month's rent with an 18 to 24-month lease! Look no further than this second floor, 2-bedroom, 2-bathroom condo in waterfront community of Eagles Point! Details include neutral paint, wood laminate flooring throughout, and modern finishings! The kitchen is equipped with stainless-steel appliances including a dishwasher, refrigerator, range, and microwave, stone countertops, and an array of cabinets for additional storage space. A wall of sliding glass doors in the living area, leading onto the oversized screened balcony, fill the home with beautiful natural light and frame a tranquil views. Qualifications: We run a complete background check that includes credit, income verification, prior landlord and eviction history. In terms of credit, we look at the entire picture as opposed to just the credit score, but in general, we do require a score over 550. Great location! Come see this spacious and cozy Condo in the 55+ community of Eagles Point with Gulf Access. This two-bedroom, two-bathroom unit has an open floor plan and boasts a beautiful floor-to-ceiling stone, wood-burning fireplace in the living room. The kitchen offers generous counter space, has an abundance of cabinets, large closet pantry and breakfast bar/pass-through adjoining the dining room which makes serving a breeze and ensures you will never miss out on your favorite TV show or party conversations. Huge primary suite and guest bedroom, both large enough to accommodate a Queen-size bed and much more. Right off the living room you will enjoy the large, enclosed lanai all year round. The community includes a Heated swimming pool, clubhouse, billiards, private exercise room, boat dock, kayak storage, and more. The monthly Rent fee includes water, sewer, basic cable, trash, flood insurance, roof and outside maintenance. CURRENTLY RENTED JAN<FEB<MARCH 2027
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,320
Sqft
0.03 ac
Lot size
1980
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Richey actives
$1 vs $193
Days on market
93 vs 40 typical
Where $1/sqft sits among the 326 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $225K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
173 of 326
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9981 EAGLES PT CIRCLE UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$85,000
9980 EAGLES POINT CIRCLE UNIT 1 · same community
2 bd · 2 ba · 1,320 sqft · $64/sqft · 182 DOM
Sold · Mar ’26$99,000
9981 EAGLES POINT CIRCLE UNIT 4 · same community
2 bd · 2 ba · 1,320 sqft · $75/sqft · 103 DOM
Sold · Dec ’25$120,000
9970 EAGLES POINT CIRCLE UNIT 3 · same community
2 bd · 2 ba · 1,320 sqft · $91/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9981 EAGLES PT CIRCLE UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9981 EAGLES PT CIRCLE UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9981 EAGLES PT CIRCLE UNIT 4 FAQs
What would the monthly payment be for 9981 EAGLES PT CIRCLE UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9981 EAGLES PT CIRCLE UNIT 4?+
The listing reports pets: Dogs OK, Pet Deposit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $1,950, this home is listed about 99% below the Port Richey median of $259,990. The market section on this page shows how the area is trending.
Which schools are assigned to 9981 EAGLES PT CIRCLE UNIT 4?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT RICHEY 34668 market on paper
$1,950 is 99% below the PORT RICHEY 34668 median of $245,000, and at $1/sqft it sits under the Port Richey average of $207.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
93 days on market against a Port Richey median of 40 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of NEW DIMENSIONS IN REAL EST INC · Jewel Defiores. MLS #TB8503808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Richey homes, in your inbox
Like 9981 EAGLES PT CIRCLE UNIT 4 but not quite? A daily digest of every new listing in Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →