3500 GULF BOULEVARD UNIT 407B, BELLEAIR BEACH, FL, 33786
Active97 days on marketListed May 1, 2026MLS #TB8502378
About this home
3500 GULF BOULEVARD UNIT 407B
Unmatched views of Belleair Beach await from this beautifully appointed Gulf-front residence. Enjoy private beach access and sweeping, unobstructed water views that create a true sense of serenity and comfort. This fully furnished 2-bedroom, 2-bath unit features a spacious layout that flows seamlessly onto a large Gulf-front balcony—perfect for savoring morning coffee or evening wine while taking in breathtaking sunsets. Newer HVAC and Windows also provide peace of mind. The updated kitchen offers both style and functionality, complemented by tile flooring throughout the main living areas and luxury vinyl plank flooring in the bedrooms. The primary suite is a relaxing retreat with direct balcony access, a large walk-in closet, and an ensuite bath featuring a double vanity and an expansive walk-in tile shower. The guest bedroom also includes a walk-in closet for added convenience. Ideally located with easy access to the airport, dining, and shopping, this coastal getaway offers the perfect blend of comfort, convenience, and beachfront living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
1978
Year built
One
Levels
$786
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,614 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,614/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+121.5%
$/sqft vs Belleair Beach actives
$786 vs $637
Days on market
97 vs 67 typical
Where $786/sqft sits among the 32 Belleair Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleair Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleair Beach. See the full Belleair Beach guide →
BELLEAIR BEACH 33786 — neighborhood snapshot
Population
1,564
Median age
57.8
Median income
$140,417
Median home value
$1,022,700
Avg household
2.26
Households w/ children
114
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleair Beach market
$705K → $850K
Belleair Beach median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
19 of 32
Belleair Beach actives have cut their price
Median sold price, Belleair Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the BELLEAIR BEACH 33786 median. See the full Belleair Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3500 GULF BOULEVARD UNIT 407B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$315,000
100 BLUFF VIEW DRIVE UNIT 411C
1 bd · 2 ba · 1,050 sqft · $300/sqft · 107 DOM
Sold · Feb ’26$210,000
100 BLUFF VIEW DRIVE UNIT 212C
1 bd · 2 ba · 1,050 sqft · $200/sqft · 109 DOM
Sold · Jun ’26$220,000
100 BLUFF VIEW DRIVE UNIT 511C
1 bd · 2 ba · 1,050 sqft · $210/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3500 GULF BOULEVARD UNIT 407B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3500 GULF BOULEVARD UNIT 407B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3500 GULF BOULEVARD UNIT 407B FAQs
What would the monthly payment be for 3500 GULF BOULEVARD UNIT 407B?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,614/mo — principal and interest, the actual property-tax bill, the $962/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3500 GULF BOULEVARD UNIT 407B?+
The association fee works out to $962 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3500 GULF BOULEVARD UNIT 407B?+
The most recent tax bill on record (2025) was $8,772. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3500 GULF BOULEVARD UNIT 407B?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleair Beach?+
At $825,000, this home is listed about 37% below the Belleair Beach median of $1,300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3500 GULF BOULEVARD UNIT 407B?+
Mildred Helms Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $962/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Mildred Helms Elementary School, Largo High School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lance Willard LLC. MLS #TB8502378.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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