David Ramirez
Short-Term Rental Eligible
$760,000$815,0002 bd2 ba1,154 sqft$659 /sqft$7,158 /mo all-in ↓

6006 GULF DRIVE UNIT 207, HOLMES BEACH, FL, 34217

Active88 days on marketListed Apr 28, 2026MLS #TB8502022

Priced 38% below the HOLMES BEACH 34217 medianEst. $60K/yr short-term rental revenueReduced $55KWaterfrontFully furnishedCondominiumPLAYA ENCANTADA

About this home

6006 GULF DRIVE UNIT 207

THIS is the ultimate beachfront "Turn-Key" Investment where shorter-term rentals are permitted. Skip the furniture trucks and design stress and start enjoying a fully furnished vacation home that pays you when you're not using it! Located in the heart of one of the world’s top beaches, Anna Maria Island, this spacious and open concept features a 2-bedroom, 2-bathroom slice of paradise has a flexible 2 week rental policy with a proven track record. This unit is ready for your first sunset or your first rental guest the moment you close. With a "secret" beach access, you are steps away from the sugar-white sands of the Gulf. Enjoy what feels like a private beach experience with exclusive access points sets the mood for intimate sunsets front and center as this building only has 38 units on the beachside. Unlike many island properties, this unit has undergone a complete structural, foundation and reserve milestones so you can relax stress free. From the sparkling heated pool and spa to the tennis courts/pickleball, shuffleboard, elevator and lush tropical grounds, the entire complex radiates a "newly opened" resort energy. Bright and airy with ceramic tile throughout (perfect for sandy toes), plenty of closet space, two skylights for natural Florida sunshine along with being an end unit allowing more natural light, and a private lanai with entries from both the living room and primary suite to take in sunsets. The convenience of having underground assigned parking, a private storage locker for your beach gear, and an in-unit washer/dryer make living here feel like home! With the Hop on the free Island Trolley right outside to explore Pine Avenue's boutiques or walk to the nearby Holmes Beach Plaza, you’ll never run out of things to do whether you live on vacation or are actually on vacation. Invest in a property that works as hard as you do. Between the scarcity of beachfront units and the booming rental market on Anna Maria Island, Unit 207 is the smartest…and most beautiful…move you’ll make this year. Pack your swimsuit and leave the rest to us. Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,154

Sqft

2.49 ac

Lot size

1980

Year built

One

Levels

$659

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringTile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesNorth
ParkingAssigned · Covered · Golf Cart Parking
ExteriorBalcony · Outdoor Shower · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$1,690/mo
Taxes (2025)$11,060/yr
PetsCats OK, Dogs OK
CommunityGulf/Ocean Front · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,158 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property tax — 2025 actual bill$922
Condo fee — from the listing$1,690
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,000
Interest rate6.00%
Loan term

Estimated payment

$7,158/mo

Principal & interest$4,101
PMI (est., until 20% equity)$285
Property taxes (actual bill)$922
HOA / condo fee$1,690
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $760K
$596KedgeAI estimate $705,770 · range $621K$836K$869K

vs edgeAI estimate

+7.7%

$/sqft vs Holmes Beach actives

$659 vs $906

Days on market

88 vs 95 typical

Where $659/sqft sits among the 140 Holmes Beach actives

21
31 · this home
40
20
9
19
$459–640$640–822$822–1003$1003–1185$1185–1366$1366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Encantada, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$59,645/yr gross

Avg nightly rate$326
Occupancy (comp set)50%
CommunityEncantada
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,800/mo median

MarketHolmes Beach
Annual gross at median$45,600
Gross yield on this price6.0%
Homes for rent right now9

Live Holmes Beach rental listing data — this home’s rate depends on size, condition and furnishing.

The Holmes Beach short-term market

▼ Softening

40%

Occupancy

▼ 27% yr/yr

$498

Avg nightly rate

▲ 28% yr/yr

$44K/yr

Revenue per listing

$212

RevPAR

98 days

Booking lead time

7.5 nights

Avg stay

7

Typical min nights

939

Active rentals

▲ 4% supply

Seasonality — monthly occupancy

Peaks at 56% in Mar · bottoms at 30% in Dec

31%
51%
56%
51%
40%
37%
51%
37%
31%
36%
33%
30%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Holmes Beach — the projection above is specific to this home’s size.

Where it sits

Inside Encantada

Map of 6006 GULF DRIVE UNIT 207 inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min
Tampa Int’l Airport (TPA)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Encantada is a short-term-rental community. See the full guide →

HOLMES BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holmes Beach market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$875K$850K

Holmes Beach median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

75 of 140

Holmes Beach actives have cut their price

Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $760,000 $55K
Apr 28, 2026Listed at $815,000 · 88 days on market since
1980Built · PLAYA ENCANTADA

Reality check

What actually sold near 6006 GULF DRIVE UNIT 207

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3705 E BAY DRIVE UNIT 212Sold · Feb ’26

$350,000

3705 E BAY DRIVE UNIT 212

2 bd · 2 ba · 1,146 sqft · $305/sqft · 409 DOM

3705 E BAY DRIVE UNIT 205Sold · Nov ’25

$400,000

3705 E BAY DRIVE UNIT 205

2 bd · 2 ba · 1,146 sqft · $349/sqft · 0 DOM

3805 E BAY DRIVE UNIT 309Sold · Feb ’26

$415,000

3805 E BAY DRIVE UNIT 309

2 bd · 2 ba · 1,146 sqft · $362/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6006 GULF DRIVE UNIT 207 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6006 GULF DRIVE UNIT 207 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6006 GULF DRIVE UNIT 207 FAQs

What would the monthly payment be for 6006 GULF DRIVE UNIT 207?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,158/mo — principal and interest, the actual property-tax bill, the $1,690/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6006 GULF DRIVE UNIT 207?+

The association fee works out to $1,690 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6006 GULF DRIVE UNIT 207?+

The most recent tax bill on record (2025) was $11,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 6006 GULF DRIVE UNIT 207 be rented short-term?+

Yes — this home sits inside Encantada, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 6006 GULF DRIVE UNIT 207?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holmes Beach?+

At $760,000, this home is listed about 45% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6006 GULF DRIVE UNIT 207?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the HOLMES BEACH 34217 market on paper

$760,000 is 38% below the HOLMES BEACH 34217 median of $1,225,000, and at $659/sqft it sits under the Holmes Beach average of $939.

02Zoned for nightly rentals

Encantada is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Know the monthly fee

The association fee is $1,690/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

05Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of NEXTHOME GULF COAST · Joshua Neitz. MLS #TB8502022.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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