38 VINCA STREET, HOMOSASSA, FL, 34446
Active95 days on marketListed May 1, 2026MLS #TB8501936
About this home
38 VINCA STREET
Don't miss a rare chance to move into a NEW 3-bedroom plus den/office, 2-bath split-plan POOL home with an EXTENDED 3-car garage in a remarkable GOLF COURSE community of Sugarmill Woods. Highly customized construction with endless list of upgrades as: Granite Tops Kitchen & Baths, Undermount Kitchen Sink, Soft Close Thermaform Doors & Drawers Cabinets, Kitchen Uppers with Crown Molding, Double Tray Ceiling, Wood Look Tile Floors Living Area, Tile Floors Baths, Radiant Barrie, Nook Cabinet Server, Attic Storage Trusses, Pull Down Attic Stairs, Side Garage Door, Saltwater Generator to be installed before closing. 2-10 Home Buyer warranty. Residents of the community enjoy the greenbelt design with natural buffer behind homes, an optional country club membership with golf, tennis, pickleball, fitness, and dining, plus convenient access to the Suncoast Parkway. Nearby attractions include Homosassa Springs Wildlife State Park, Crystal River for boating and manatee tours, and the Gulf Coast for fishing and waterfront dining, offering a lifestyle that blends recreation, nature, and country club living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,162
Sqft
0.28 ac
Lot size
3
Garage
2026
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,468 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,468/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.7%
$/sqft vs Homosassa actives
$261 vs $175
Days on market
95 vs 54 typical
Where $261/sqft sits among the 219 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Village At Sugarmill Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
Oak Village At Sugarmill Woods — neighborhood snapshot
Population
2,929
Median age
71
Median income
$74,236
Median home value
$314,145
Avg household
2
Households w/ children
135
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
107 of 219
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% above the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 38 VINCA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$445,000
6 HEUCHERA COURT W
3 bd · 2 ba · 2,164 sqft · $206/sqft · 14 DOM
Sold · Feb ’26$415,000
26 STATICE COURT
4 bd · 2 ba · 2,160 sqft · $192/sqft · 15 DOM
Sold · Dec ’25$353,300
54 GRASS STREET
4 bd · 2 ba · 2,169 sqft · $163/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38 VINCA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 VINCA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38 VINCA STREET FAQs
What would the monthly payment be for 38 VINCA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,468/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 38 VINCA STREET?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 38 VINCA STREET?+
The most recent tax bill on record (2025) was $418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 38 VINCA STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $564,900, this home is listed about 62% above the Homosassa median of $349,450. The market section on this page shows how the area is trending.
Which schools are assigned to 38 VINCA STREET?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BLACKER REALTY · Stan Blacker. MLS #TB8501936.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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