David Ramirez
$569,800$580,0004 bd3 ba2,345 sqft$243 /sqft$3,781 /mo all-in ↓

8 COSMOS COURT E, HOMOSASSA, FL, 34446

Active35 days on marketListed Jul 1, 2026MLS #G5114238

Reduced $10KPrivate poolSingle Family ResidenceSUGARMILL WOODS OAK VILLAGE

About this home

8 COSMOS COURT E

The Best of Florida Living Starts Here. Some homes simply check the boxes. This one tells a story... NEW Roof (2025), HVAC (2023), Water Heater (2023), Pool Pump (approximately 18 months old), recently installed flooring, a beautifully renovated primary bath, and an irrigation well —the major investments have already been made, allowing you to simply move in and start making memories. Situated on approximately ½ acre, including ownership of half of the adjoining lot, this beautifully maintained 4-bedroom, 3-bath pool home offers a rare combination of privacy, thoughtful updates, and timeless Florida charm. Surrounded by mature tropical landscaping, backing to peaceful green space with *no rear neighbors*, and welcomed by a wraparound circular driveway, every arrival feels like coming home. Step through the front door and you'll immediately understand what makes this home so special. Elegant tray ceilings, abundant natural light, and uninterrupted views of the sparkling pool create an unforgettable first impression. The home feels both refined and welcoming, effortlessly blending spacious living with the warmth that instantly puts you at ease. The desirable split floor plan offers flexibility for every season of life, with a spacious fourth bedroom perfect as a home office, guest suite, or playroom. The beautifully renovated primary suite is your own private retreat, complete with French doors leading directly to the covered lanai, making your morning coffee, evening swim, or quiet moment by the pool just a few steps away. On the opposite side of the home, a full pool bath with direct lanai access keeps entertaining easy and pool days convenient for family and friends. The oversized covered lanai and screened pool enclosure are where the best of Florida living truly comes to life—whether you're grilling with friends, relaxing poolside, or simply enjoying the peaceful surroundings. This is the home where memories are made. Imagine Summer afternoons with laughter echoing from the pool, dinner on the grill, and family lingering beneath the lanai as the sun begins to set. Picture Christmas with cars filling the circular driveway, a beautifully decorated tree beneath the elegant tray ceilings, and loved ones gathered around the kitchen long after dinner is over. And when the celebrations are over, you'll appreciate one of this home's greatest luxuries—the quiet. Surrounded by nature, mature landscaping, and the privacy of no rear neighbors, it's a place where every day feels a little more peaceful. Located just minutes from Crystal River, Three Sisters Springs, boating, fishing, kayaking, scalloping, waterfront dining, and all the natural beauty that has made Florida's Nature Coast so beloved, this home offers more than beautiful finishes and thoughtful updates—it offers a lifestyle. Beautifully updated. Wonderfully maintained. Perfectly located. Move-in ready. Come experience the best of Florida living... and make this remarkable home part of your story.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,345

Sqft

0.36 ac

Lot size

2

Garage

2007

Year built

One

Levels

$243

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorFrench Doors · Rain Gutters

Community & fees

HOA fee$13/mo
Taxes (2025)$3,831/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,781 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,075
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$319
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,980Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,980
Interest rate6.00%
Loan term

Estimated payment

$3,781/mo

Principal & interest$3,075
PMI (est., until 20% equity)$214
Property taxes (actual bill)$319
HOA / condo fee$13
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $570K
$395KedgeAI estimate $462,399 · range $411K$493K$593K

vs edgeAI estimate

+23.2%

$/sqft vs SUGARMILL WOODS OAK VILLAGE

$243 vs $166

Days on market

35 vs 54 typical

Where $243/sqft sits among the 33 homes for sale in SUGARMILL WOODS OAK VILLAGE

14
11
3
0
2
3 · this home
$145–162$162–178$178–194$194–210$210–227$227+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oak Village At Sugarmill Woods

Map of 8 COSMOS COURT E inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)66 min
Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

Oak Village At Sugarmill Woods — neighborhood snapshot

Population

2,929

Median age

71

Median income

$74,236

Median home value

$314,145

Avg household

2

Households w/ children

135

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

19 of 33

SUGARMILL WOODS OAK VILLAGE have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $569,800 $10K
Jul 1, 2026Listed at $580,000 · 35 days on market since
2007Built · SUGARMILL WOODS OAK VILLAGE

Reality check

What actually sold near 8 COSMOS COURT E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4 PALM GRASS COURTSold · Apr ’26

$355,000

4 PALM GRASS COURT · same community

4 bd · 3 ba · 2,355 sqft · $151/sqft · 80 DOM

7 BOSTON IVY COURTSold · Jan ’26

$311,000

7 BOSTON IVY COURT · same community

3 bd · 2 ba · 2,315 sqft · $134/sqft · 10 DOM

4 POPPY COURTSold · Jul ’26

$400,000

4 POPPY COURT · same community

4 bd · 2 ba · 2,306 sqft · $173/sqft · 49 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8 COSMOS COURT E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8 COSMOS COURT E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8 COSMOS COURT E FAQs

What would the monthly payment be for 8 COSMOS COURT E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,781/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8 COSMOS COURT E?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8 COSMOS COURT E?+

The most recent tax bill on record (2025) was $3,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8 COSMOS COURT E?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $569,800, this home is listed about 63% above the Homosassa median of $349,425. The market section on this page shows how the area is trending.

Which schools are assigned to 8 COSMOS COURT E?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$569,800 runs 107% above the HOMOSASSA 34446 median — but at 2,345 sqft it's also 22% larger than the typical Homosassa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $580,000, now $569,800 — a $10K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Sunshine Callahan. MLS #G5114238.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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