5216 81ST STREET N UNIT 5, ST PETERSBURG, FL, 33709
Active106 days on marketListed May 2, 2026MLS #TB8501889
Come see it
Upcoming open house
Sun, Aug 16
12:00 PM – 2:00 PM
1st Floor, 2 Bedroom Condo, Designer perfect, Immaculate, Resort Style Community
About this home
5216 81ST STREET N UNIT 5
WOW… GROUND FLOOR… IMMACULATE & DESIGNER-PERFECT 2-BEDROOM IN POPULAR PARADISE SHORES! You won’t believe your eyes—this stunning residence truly shows like a model home! From the moment you step through the front door, you’ll immediately experience the quality, care, and designer touches throughout. Beautiful wood-look vinyl plank flooring flows seamlessly throughout the home, complemented by tasteful designer paint and elegant plantation shutters that enhance the warm and inviting living space. The spacious living area offers peaceful courtyard views, creating a true sense of Paradise Living. The open-concept layout is perfect for both everyday living and entertaining. The inviting dining area comfortably accommodates family gatherings, holiday celebrations, or evenings with friends. The beautifully updated kitchen is a chef’s delight, featuring an abundance of cabinetry, granite countertops, stainless steel appliances, custom tile flooring, and a large pantry for added storage. A standout feature of this home is the thoughtfully designed family room, complete with a built-in desk and custom storage cabinetry—ideal for a home office, hobby space, or additional living area. Wall-to-wall windows with plantation shutters allow you to control natural light while enjoying tranquil courtyard views. Step just outside your back door to your private brick paver patio and covered carport—an incredibly convenient feature for easy access and bringing in groceries. The oversized primary bedroom offers generous space for a full suite of furniture and features wall-to-wall closets with custom doors. The guest bedroom is privately located on the opposite side of the home and includes a large closet, abundant natural light, and serene courtyard views—your guests may never want to leave! The updated bathroom is beautifully appointed with an oversized glass shower, decorator tile, custom vanity, and modern fixtures. Additional highlights include: Covered carport directly outside your door. Extensive upgrades throughout Immaculate condition—truly move-in ready. The LOW monthly HOA fee includes: Internet, WiFi, Cable TV, gas (cooking, heat & hot water), water, sewer, trash, exterior maintenance, roof, building insurance, reserves, and grounds care. Paradise Shores is a sought-after 55+ active community offering resort-style amenities including: Heated swimming pool, Clubhouse with full kitchen, Library and activity rooms, Shuffleboard and bocce courts, BBQ and picnic areas. Ideally located just minutes to the beautiful Gulf beaches, Tyrone Square Mall, shopping, restaurants, vibrant Downtown St. Petersburg, and The Pier—with easy access to Tampa International Airport. Whether you’re searching for a full-time residence or a seasonal retreat, this one-of-a-kind condo truly feels like HOME. Call today to schedule your private showing or FaceTime tour!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,010
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,055 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,055/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.5%
$/sqft vs PARADISE SHORES
$124 vs $104
Days on market
106 vs 57 typical
Where $124/sqft sits among the 17 homes for sale in PARADISE SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Paradise Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Paradise Shores — neighborhood snapshot
Population
352
Median age
63
Median income
$52,552
Median home value
$131,100
Avg household
2
Households w/ children
12%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 17
PARADISE SHORES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5216 81ST STREET N UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$110,000
5297 81ST LANE N UNIT 4 · same community
2 bd · 1 ba · 1,010 sqft · $109/sqft · 56 DOM
Sold · Sep ’25$118,000
5246 81ST STREET N UNIT 10 · same community
2 bd · 2 ba · 1,010 sqft · $117/sqft · 10 DOM
Sold · Mar ’26$120,000
5286 81ST STREET N UNIT 4 · same community
2 bd · 2 ba · 1,085 sqft · $111/sqft · 165 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5216 81ST STREET N UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5216 81ST STREET N UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5216 81ST STREET N UNIT 5 FAQs
What would the monthly payment be for 5216 81ST STREET N UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,055/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5216 81ST STREET N UNIT 5?+
The most recent tax bill on record (2025) was $1,207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5216 81ST STREET N UNIT 5?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $125,500, this home is listed about 71% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5216 81ST STREET N UNIT 5?+
Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33709 market on paper
$125,500 is 18% below the ST PETERSBURG 33709 median of $152,995, and at $124/sqft it sits under the St Petersburg average of $380.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $132,500, now $125,500 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME SWEET HOME REAL ESTATE · Kathy Ruff. MLS #TB8501889.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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